SBA lender profile
Idaho Central CU
Idaho Central CU appears in the public SBA loan data with 428 funded 7(a) loans since FY2010, totaling $222.1M, an average of $519K per loan, and an estimated 5,835 jobs supported. Its SBA lending concentrates in Idaho and the Other Services sector. Across its 7(a) loans, the charge-off rate is 0.2%. 66.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 94
- Scale 81
- Activity 89
- Consistency 61
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Idaho Central CU the right lender for you?
Lenders fund what they know. Idaho Central CU's SBA lending concentrates in Idaho (381 loans) and Other Services (48 loans), at an average loan of $519K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Idaho Central CU lends
Top states by funded SBA volume.
Metro areas where Idaho Central CU funds
What Idaho Central CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 48 | $31.2M |
| Health Care and Social Assistance | 49 | $28.7M |
| Construction | 62 | $27.2M |
| Accommodation and Food Services | 54 | $26.9M |
| Retail Trade | 56 | $23.9M |
| Real Estate | 18 | $18.3M |
Idaho Central CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2016 | 2 | $5.0M |
| 2017 | 50 | $11.6M |
| 2018 | 24 | $2.4M |
| 2019 | 9 | $2.9M |
| 2020 | 11 | $3.6M |
| 2021 | 41 | $24.3M |
| 2022 | 50 | $35.2M |
| 2023 | 43 | $27.6M |
| 2024 | 54 | $39.1M |
| 2025 | 102 | $55.3M |
| 2026 | 42 | $15.1M |
Related SBA lenders
Other lenders active in Idaho or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
Idaho Central CU: frequently asked questions
Does Idaho Central CU offer SBA loans?
Yes. Idaho Central CU appears in the public SBA data with 428 funded SBA 7(a) loans totaling $222.1M.
How many SBA loans has Idaho Central CU made?
Idaho Central CU is associated with 428 SBA 7(a) loans totaling $222.1M in the public SBA data (as of 2026-03-31).
What is Idaho Central CU's SBA charge-off rate?
About 0.2% of Idaho Central CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Idaho Central CU do most of its SBA lending?
Idaho Central CU's SBA lending in the data is most concentrated in Idaho, and by industry in Other Services.
Is Idaho Central CU an SBA Preferred Lender (PLP)?
The loan record shows Idaho Central CU operating under PLP delegated authority: 284 of its 7(a) loans (66.4%) were processed through the Preferred Lenders Program, including 137 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Idaho Central CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/idaho-central-cu/
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