SBA lender profile
Idaho Central CU
Idaho Central CU appears in the public SBA loan data with 343 funded 7(a) loans totaling $200.2M, an average of $584K per loan, and an estimated 4,767 jobs supported. Its SBA lending concentrates in Idaho and the Other Services sector. Across all of its loans in the data, its charge-off rate is 0.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
343
Total volume
$200.2M
Average loan size
$584K
Charge-off rate
0.3%
Share of funded loans charged off
Jobs supported (reported)
4,767
Programs
7(a)
Where Idaho Central CU lends
Top states by funded SBA volume.
What Idaho Central CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 36 | $27.9M |
| Health Care and Social Assistance | 38 | $24.7M |
| Construction | 47 | $24.4M |
| Retail Trade | 48 | $22.9M |
| Accommodation and Food Services | 43 | $22.7M |
| Manufacturing | 33 | $18.0M |
Idaho Central CU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 11 | $3.6M |
| 2021 | 41 | $24.3M |
| 2022 | 50 | $35.2M |
| 2023 | 43 | $27.6M |
| 2024 | 54 | $39.1M |
| 2025 | 102 | $55.3M |
| 2026 | 42 | $15.1M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Idaho Central CU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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