SBA lender profile
Peoples Bank of Alabama
Peoples Bank of Alabama appears in the public SBA loan data with 93 funded 7(a) loans since FY2010, totaling $57.1M, an average of $614K per loan, and an estimated 1,029 jobs supported. Its SBA lending concentrates in Alabama and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 5.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 61
- Scale 54
- Activity 46
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Peoples Bank of Alabama the right lender for you?
Lenders fund what they know. Peoples Bank of Alabama's SBA lending concentrates in Alabama (92 loans) and Retail Trade (16 loans), at an average loan of $614K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Cullman, AL
- FDIC cert
- #22537
- Status
- Active
Where Peoples Bank of Alabama lends
Top states by funded SBA volume.
Metro areas where Peoples Bank of Alabama funds
What Peoples Bank of Alabama funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 16 | $10.8M |
| Agriculture, Forestry, Fishing | 7 | $9.5M |
| Health Care and Social Assistance | 8 | $7.6M |
| Arts, Entertainment, Recreation | 9 | $6.1M |
| Other Services | 10 | $5.2M |
| Accommodation and Food Services | 11 | $5.0M |
Peoples Bank of Alabama SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $3.9M |
| 2011 | 6 | $4.5M |
| 2012 | 1 | $236K |
| 2013 | 4 | $2.7M |
| 2014 | 9 | $7.1M |
| 2015 | 10 | $4.3M |
| 2016 | 8 | $6.8M |
| 2017 | 12 | $11.9M |
| 2018 | 5 | $2.8M |
| 2019 | 3 | $1.0M |
| 2020 | 1 | $720K |
| 2021 | 6 | $3.2M |
| 2022 | 8 | $2.9M |
| 2023 | 7 | $2.1M |
| 2024 | 7 | $2.8M |
Related SBA lenders
Other lenders active in Alabama or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Peoples Bank of Alabama: frequently asked questions
Does Peoples Bank of Alabama offer SBA loans?
Yes. Peoples Bank of Alabama appears in the public SBA data with 93 funded SBA 7(a) loans totaling $57.1M.
How many SBA loans has Peoples Bank of Alabama made?
Peoples Bank of Alabama is associated with 93 SBA 7(a) loans totaling $57.1M in the public SBA data (as of 2026-03-31).
What is Peoples Bank of Alabama's SBA charge-off rate?
About 5.4% of Peoples Bank of Alabama's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Peoples Bank of Alabama do most of its SBA lending?
Peoples Bank of Alabama's SBA lending in the data is most concentrated in Alabama, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Peoples Bank of Alabama SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/peoples-bank-of-alabama/
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