SBA lender profile
Peoples Bank of Alabama
Peoples Bank of Alabama appears in the public SBA loan data with 29 funded 7(a) loans totaling $11.8M, an average of $407K per loan, and an estimated 312 jobs supported. Its SBA lending concentrates in Alabama and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
29
Total volume
$11.8M
Average loan size
$407K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
312
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.4B
- Headquarters
- Cullman, AL
- FDIC cert
- #22537
- Status
- Active
Where Peoples Bank of Alabama lends
Top states by funded SBA volume.
What Peoples Bank of Alabama funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 5 | $2.6M |
| Health Care and Social Assistance | 2 | $2.2M |
| Administrative and Support | 7 | $2.0M |
| Other Services | 3 | $1.7M |
| Arts, Entertainment, Recreation | 5 | $1.1M |
| Construction | 2 | $718K |
Peoples Bank of Alabama SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $720K |
| 2021 | 6 | $3.2M |
| 2022 | 8 | $2.9M |
| 2023 | 7 | $2.1M |
| 2024 | 7 | $2.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Peoples Bank of Alabama's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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