SBA lending by metro area
SBA lenders in Decatur, AL
Which lenders fund Decatur-area businesses, how much, and how the market compares with Alabama: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Decatur area
Ranked by SBA volume funded to businesses located in the Decatur metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 9 | $9.6M | $1.1M | not reported |
| 2 | The Huntington National Bank | 7 | $9.5M | $1.4M | not reported |
| 3 | Peoples Bank of Alabama | 11 | $8.6M | $783K | not reported |
| 4 | Southern Development Council | 15 | $8.2M | $549K | not reported |
| 5 | Florida Business Development Corporation | 5 | $7.7M | $1.5M | not reported |
| 6 | Birmingham Citywide Local Development Company | 8 | $4.8M | $600K | not reported |
| 7 | Newtek Small Business Finance, Inc. | 5 | $3.6M | $723K | not reported |
| 8 | First Financial Bank | 12 | $2.1M | $178K | not reported |
| 9 | Newtek Bank, National Association | 6 | $1.4M | $226K | not reported |
| 10 | Redstone FCU | 18 | $718K | $40K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Decatur compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Decatur area | $250K | 16.2% |
| Alabama | $250K | 16.0% |
| United States | $179K | 11.2% |
What gets funded in Decatur
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 17 | $12.4M |
| Retail Trade | 19 | $9.9M |
| Manufacturing | 16 | $9.3M |
| Other Services | 19 | $8.0M |
| Transportation and Warehousing | 7 | $7.4M |
| Professional and Technical Services | 12 | $6.7M |
| Real Estate | 5 | $6.1M |
| Arts, Entertainment, Recreation | 7 | $6.0M |
SBA lending in Decatur by year
Geography, precisely
"Decatur area" here means the Decatur, AL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lawrence County, AL; Morgan County, AL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.