SBA lender profile
PlainsCapital Bank
PlainsCapital Bank appears in the public SBA loan data with 386 funded 7(a) loans totaling $194.6M, an average of $504K per loan, and an estimated 5,557 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
386
Total volume
$194.6M
Average loan size
$504K
Charge-off rate
0.8%
Share of funded loans charged off
Jobs supported (reported)
5,557
Programs
7(a)
Bank profile
via FDIC- Total assets
- $12.4B
- Headquarters
- University Park, TX
- FDIC cert
- #17491
- Status
- Active
Where PlainsCapital Bank lends
Top states by funded SBA volume.
What PlainsCapital Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 33 | $25.1M |
| Wholesale Trade | 18 | $21.8M |
| Health Care and Social Assistance | 56 | $20.2M |
| Arts, Entertainment, Recreation | 16 | $19.6M |
| Professional and Technical Services | 50 | $19.1M |
| Manufacturing | 29 | $19.0M |
PlainsCapital Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 29 | $31.5M |
| 2021 | 32 | $33.2M |
| 2022 | 28 | $19.8M |
| 2023 | 58 | $23.9M |
| 2024 | 75 | $28.1M |
| 2025 | 122 | $45.4M |
| 2026 | 42 | $12.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of PlainsCapital Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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