SBA lender profile
Ponce Bank National Association
Ponce Bank National Association appears in the public SBA loan data with 22 funded 7(a) loans totaling $29.5M, an average of $1.3M per loan, and an estimated 644 jobs supported. Its SBA lending concentrates in New Jersey and the Wholesale Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
22
Total volume
$29.5M
Average loan size
$1.3M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
644
Programs
7(a)
Where Ponce Bank National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Jersey | 11 | $12.4M |
| New York | 9 | $12.0M |
| Florida | 1 | $4.5M |
| Delaware | 1 | $518K |
What Ponce Bank National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 5 | $13.0M |
| Accommodation and Food Services | 6 | $6.2M |
| Construction | 2 | $3.9M |
| Retail Trade | 3 | $3.7M |
| Health Care and Social Assistance | 2 | $1.2M |
| Professional and Technical Services | 2 | $921K |
Ponce Bank National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2024 | 5 | $3.1M |
| 2025 | 17 | $26.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Ponce Bank National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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