SBA lender profile
Prairie State Bank and Trust
Prairie State Bank and Trust appears in the public SBA loan data with 15 funded 7(a) loans since FY2010, totaling $4.3M, an average of $286K per loan, and an estimated 613 jobs supported. Its SBA lending concentrates in Illinois and the Accommodation and Food Services sector. With only 15 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Prairie State Bank and Trust the right lender for you?
Prairie State Bank and Trust appears in the SBA record with 15 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $806M
- Headquarters
- Springfield, IL
- FDIC cert
- #27362
- Status
- Active
Where Prairie State Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Illinois | 15 | $4.3M |
Metro areas where Prairie State Bank and Trust funds
What Prairie State Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 10 | $2.6M |
| Retail Trade | 2 | $636K |
| Real Estate | 1 | $480K |
| Finance and Insurance | 1 | $300K |
| Arts, Entertainment, Recreation | 1 | $275K |
Prairie State Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 6 | $1.4M |
| 2012 | 3 | $245K |
| 2013 | 2 | $1.4M |
| 2015 | 2 | $463K |
| 2021 | 1 | $300K |
| 2024 | 1 | $500K |
Related SBA lenders
Other lenders active in Illinois or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Prairie State Bank and Trust: frequently asked questions
Does Prairie State Bank and Trust offer SBA loans?
Yes. Prairie State Bank and Trust appears in the public SBA data with 15 funded SBA 7(a) loans totaling $4.3M.
How many SBA loans has Prairie State Bank and Trust made?
Prairie State Bank and Trust is associated with 15 SBA 7(a) loans totaling $4.3M in the public SBA data (as of 2026-03-31).
What is Prairie State Bank and Trust's SBA charge-off rate?
Prairie State Bank and Trust appears with only 15 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Prairie State Bank and Trust do most of its SBA lending?
Prairie State Bank and Trust's SBA lending in the data is most concentrated in Illinois, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Prairie State Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/prairie-state-bank-and-trust/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.