SBA lender profile
River Bank and Trust
River Bank and Trust appears in the public SBA loan data with 25 funded 7(a) loans totaling $16.2M, an average of $648K per loan, and an estimated 304 jobs supported. Its SBA lending concentrates in Alabama and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
25
Total volume
$16.2M
Average loan size
$648K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
304
Programs
7(a)
Where River Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Alabama | 25 | $16.2M |
What River Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 5 | $6.6M |
| Retail Trade | 5 | $2.2M |
| Health Care and Social Assistance | 3 | $1.8M |
| Arts, Entertainment, Recreation | 2 | $1.3M |
| Manufacturing | 1 | $1.2M |
| Professional and Technical Services | 3 | $1.2M |
River Bank and Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2023 | 4 | $3.3M |
| 2024 | 13 | $6.8M |
| 2025 | 4 | $1.7M |
| 2026 | 4 | $4.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of River Bank and Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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