SBA lender profile
Santa Cruz Community Credit Union
Santa Cruz Community Credit Union appears in the public SBA loan data with 76 funded 7(a) loans since FY2010, totaling $11.9M, an average of $157K per loan, and an estimated 1,206 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%. 55.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 30
- Activity 0
- Consistency 56
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Santa Cruz Community Credit Union the right lender for you?
Lenders fund what they know. Santa Cruz Community Credit Union's SBA lending concentrates in California (76 loans) and Accommodation and Food Services (16 loans), at an average loan of $157K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Santa Cruz Community Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 76 | $11.9M |
Metro areas where Santa Cruz Community Credit Union funds
What Santa Cruz Community Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 16 | $4.2M |
| Manufacturing | 12 | $1.9M |
| Retail Trade | 17 | $1.7M |
| Arts, Entertainment, Recreation | 5 | $1.2M |
| Professional and Technical Services | 7 | $922K |
| Health Care and Social Assistance | 4 | $560K |
Santa Cruz Community Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 22 | $2.9M |
| 2011 | 13 | $3.0M |
| 2012 | 16 | $2.3M |
| 2013 | 5 | $1.2M |
| 2014 | 3 | $350K |
| 2015 | 7 | $1.1M |
| 2016 | 1 | $335K |
| 2018 | 2 | $225K |
| 2019 | 4 | $105K |
| 2020 | 3 | $405K |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Santa Cruz Community Credit Union: frequently asked questions
Does Santa Cruz Community Credit Union offer SBA loans?
Yes. Santa Cruz Community Credit Union appears in the public SBA data with 76 funded SBA 7(a) loans totaling $11.9M.
How many SBA loans has Santa Cruz Community Credit Union made?
Santa Cruz Community Credit Union is associated with 76 SBA 7(a) loans totaling $11.9M in the public SBA data (as of 2026-03-31).
What is Santa Cruz Community Credit Union's SBA charge-off rate?
About 0.0% of Santa Cruz Community Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Santa Cruz Community Credit Union do most of its SBA lending?
Santa Cruz Community Credit Union's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Santa Cruz Community Credit Union an SBA Preferred Lender (PLP)?
The loan record shows Santa Cruz Community Credit Union operating under PLP delegated authority: 42 of its 7(a) loans (55.3%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Santa Cruz Community Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/santa-cruz-community-credit-union/
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