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SBA lender profile

Scale Bank

Scale Bank appears in the public SBA loan data with 157 funded 7(a) loans since FY2010, totaling $47.2M, an average of $301K per loan, and an estimated 2,883 jobs supported. Its SBA lending concentrates in Minnesota and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.0%. 12.7% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 90
Scale 58
Activity 57
Consistency 86

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
157
Since FY2010
Total volume
$47.2M
Average loan size
$301K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
2,883
Programs
7(a)

Is Scale Bank the right lender for you?

Lenders fund what they know. Scale Bank's SBA lending concentrates in Minnesota (152 loans) and Manufacturing (40 loans), at an average loan of $301K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$570M
Headquarters
Edina, MN
FDIC cert
#20268
Status
Active

Where Scale Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Minnesota 152 $44.2M
Wisconsin 2 $1.2M
Ohio 1 $844K
Louisiana 1 $779K
South Dakota 1 $198K

What Scale Bank funds

Top industries by funded SBA volume.

Scale Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201011$3.9M
201119$3.9M
201214$5.7M
201311$1.7M
201415$3.7M
201516$5.2M
20169$2.8M
201711$3.0M
20183$975K
20195$1.7M
20203$1.2M
20219$2.2M
20223$950K
20237$1.2M
20246$3.2M
202513$4.8M
20262$1.1M

Related SBA lenders

Other lenders active in Minnesota or in Manufacturing.

Comparing lenders? See how to choose an SBA lender by track record.

Scale Bank: frequently asked questions

Does Scale Bank offer SBA loans?

Yes. Scale Bank appears in the public SBA data with 157 funded SBA 7(a) loans totaling $47.2M.

How many SBA loans has Scale Bank made?

Scale Bank is associated with 157 SBA 7(a) loans totaling $47.2M in the public SBA data (as of 2026-03-31).

What is Scale Bank's SBA charge-off rate?

About 0.0% of Scale Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Scale Bank do most of its SBA lending?

Scale Bank's SBA lending in the data is most concentrated in Minnesota, and by industry in Manufacturing.

Is Scale Bank an SBA Preferred Lender (PLP)?

The loan record shows Scale Bank operating under PLP delegated authority: 20 of its 7(a) loans (12.7%) were processed through the Preferred Lenders Program, including 16 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Scale Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Scale Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Scale Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/scale-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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