SBA lender profile
Security Bank USA
Security Bank USA appears in the public SBA loan data with 316 funded 7(a) loans since FY2010, totaling $42.1M, an average of $133K per loan, and an estimated 2,021 jobs supported. Its SBA lending concentrates in Minnesota and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 89
- Scale 64
- Activity 53
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Security Bank USA the right lender for you?
Lenders fund what they know. Security Bank USA's SBA lending concentrates in Minnesota (300 loans) and Retail Trade (53 loans), at an average loan of $133K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $276M
- Headquarters
- Bemidji, MN
- FDIC cert
- #1604
- Status
- Active
Where Security Bank USA lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Minnesota | 300 | $40.1M |
| North Dakota | 11 | $1.3M |
| Tennessee | 3 | $505K |
| Arizona | 1 | $150K |
| California | 1 | $81K |
Metro areas where Security Bank USA funds
What Security Bank USA funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 53 | $8.7M |
| Construction | 35 | $6.4M |
| Transportation and Warehousing | 53 | $4.3M |
| Accommodation and Food Services | 30 | $4.1M |
| Professional and Technical Services | 16 | $3.7M |
| Manufacturing | 19 | $3.5M |
Security Bank USA SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 11 | $1.6M |
| 2011 | 6 | $943K |
| 2012 | 7 | $1.3M |
| 2013 | 4 | $680K |
| 2014 | 10 | $1.5M |
| 2015 | 11 | $1.3M |
| 2016 | 23 | $2.0M |
| 2017 | 18 | $4.8M |
| 2018 | 17 | $3.7M |
| 2019 | 44 | $5.1M |
| 2020 | 53 | $4.7M |
| 2021 | 43 | $4.4M |
| 2022 | 18 | $2.4M |
| 2023 | 20 | $3.9M |
| 2024 | 13 | $1.7M |
| 2025 | 15 | $1.6M |
| 2026 | 3 | $425K |
Related SBA lenders
Other lenders active in Minnesota or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Security Bank USA: frequently asked questions
Does Security Bank USA offer SBA loans?
Yes. Security Bank USA appears in the public SBA data with 316 funded SBA 7(a) loans totaling $42.1M.
How many SBA loans has Security Bank USA made?
Security Bank USA is associated with 316 SBA 7(a) loans totaling $42.1M in the public SBA data (as of 2026-03-31).
What is Security Bank USA's SBA charge-off rate?
About 0.6% of Security Bank USA's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Security Bank USA do most of its SBA lending?
Security Bank USA's SBA lending in the data is most concentrated in Minnesota, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Security Bank USA SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/security-bank-usa/
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