SBA lender profile
SmartBank
SmartBank appears in the public SBA loan data with 4 funded 7(a) loans totaling $4.9M, an average of $1.2M per loan, and an estimated 92 jobs supported. Its SBA lending concentrates in Alabama and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
4
Total volume
$4.9M
Average loan size
$1.2M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
92
Programs
7(a)
Bank profile
via FDIC- Total assets
- $5.9B
- Headquarters
- Pigeon Forge, TN
- FDIC cert
- #58463
- Status
- Active
Where SmartBank lends
Top states by funded SBA volume.
What SmartBank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 2 | $3.8M |
| Manufacturing | 2 | $1.2M |
SmartBank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $1.1M |
| 2022 | 1 | $181K |
| 2023 | 1 | $1.0M |
| 2025 | 1 | $2.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of SmartBank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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