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SBA lender profile

Solvay Bank

Solvay Bank appears in the public SBA loan data with 88 funded 7(a) loans since FY2010, totaling $22.5M, an average of $256K per loan, and an estimated 850 jobs supported. Its SBA lending concentrates in New York and the Construction sector. Across its 7(a) loans, the charge-off rate is 2.3%. 36.4% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 74
Scale 41
Activity 59
Consistency 73

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
88
Since FY2010
Total volume
$22.5M
Average loan size
$256K
7(a) charge-off rate
2.3%
Share of 7(a) loans charged off
Jobs supported (reported)
850
Programs
7(a)

Is Solvay Bank the right lender for you?

Lenders fund what they know. Solvay Bank's SBA lending concentrates in New York (88 loans) and Construction (10 loans), at an average loan of $256K. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$1.2B
Headquarters
Solvay, NY
FDIC cert
#13297
Status
Active

Where Solvay Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
New York 88 $22.5M

Metro areas where Solvay Bank funds

What Solvay Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 10 $7.3M
Finance and Insurance 3 $4.0M
Accommodation and Food Services 14 $2.6M
Retail Trade 19 $1.8M
Professional and Technical Services 9 $1.7M
Real Estate 2 $1.4M

Solvay Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201016$2.1M
201112$2.0M
201213$1.4M
20137$495K
20145$423K
20157$1.4M
20161$100K
20172$425K
20183$1.1M
20196$670K
20224$1.3M
20234$550K
20242$5.2M
20254$4.8M
20262$585K

Related SBA lenders

Other lenders active in New York or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

Solvay Bank: frequently asked questions

Does Solvay Bank offer SBA loans?

Yes. Solvay Bank appears in the public SBA data with 88 funded SBA 7(a) loans totaling $22.5M.

How many SBA loans has Solvay Bank made?

Solvay Bank is associated with 88 SBA 7(a) loans totaling $22.5M in the public SBA data (as of 2026-03-31).

What is Solvay Bank's SBA charge-off rate?

About 2.3% of Solvay Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Solvay Bank do most of its SBA lending?

Solvay Bank's SBA lending in the data is most concentrated in New York, and by industry in Construction.

Is Solvay Bank an SBA Preferred Lender (PLP)?

The loan record shows Solvay Bank operating under PLP delegated authority: 32 of its 7(a) loans (36.4%) were processed through the Preferred Lenders Program, including 5 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Solvay Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Solvay Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Solvay Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/solvay-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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