SBA lender profile
Southern Heritage Bank
Southern Heritage Bank appears in the public SBA loan data with 4 funded 7(a) loans totaling $2.4M, an average of $600K per loan, and an estimated 139 jobs supported. Its SBA lending concentrates in Louisiana and the Arts, Entertainment, Recreation sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
4
Total volume
$2.4M
Average loan size
$600K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
139
Programs
7(a)
Bank profile
via FDIC- Total assets
- $403M
- Headquarters
- Jonesville, LA
- FDIC cert
- #20698
- Status
- Active
Where Southern Heritage Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Louisiana | 4 | $2.4M |
What Southern Heritage Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Arts, Entertainment, Recreation | 2 | $1.6M |
| Accommodation and Food Services | 1 | $600K |
| Wholesale Trade | 1 | $200K |
Southern Heritage Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $200K |
| 2021 | 2 | $1.6M |
| 2022 | 1 | $600K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Southern Heritage Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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