Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

Search the index

Search every lender, state, district, industry, franchise, guide, study, and tool. Runs on the published site.

SBA lender profile

Southern Heritage Bank

Southern Heritage Bank appears in the public SBA loan data with 12 funded 7(a) loans since FY2010, totaling $3.5M, an average of $290K per loan, and an estimated 227 jobs supported. Its SBA lending concentrates in Louisiana and the Arts, Entertainment, Recreation sector. With only 12 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
12
Since FY2010
Total volume
$3.5M
Average loan size
$290K
7(a) charge-off rate
Insufficient data
Only 12 7(a) loans in the data
Jobs supported (reported)
227
Programs
7(a)

Is Southern Heritage Bank the right lender for you?

Southern Heritage Bank appears in the SBA record with 12 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

See which SBA lenders fund businesses like yours →

Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$403M
Headquarters
Jonesville, LA
FDIC cert
#20698
Status
Active

Where Southern Heritage Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Louisiana 12 $3.5M

Metro areas where Southern Heritage Bank funds

What Southern Heritage Bank funds

Top industries by funded SBA volume.

Southern Heritage Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20111$25K
20141$93K
20152$225K
20181$89K
20193$649K
20201$200K
20212$1.6M
20221$600K

Related SBA lenders

Other lenders active in Louisiana or in Arts, Entertainment, Recreation.

Comparing lenders? See how to choose an SBA lender by track record.

Southern Heritage Bank: frequently asked questions

Does Southern Heritage Bank offer SBA loans?

Yes. Southern Heritage Bank appears in the public SBA data with 12 funded SBA 7(a) loans totaling $3.5M.

How many SBA loans has Southern Heritage Bank made?

Southern Heritage Bank is associated with 12 SBA 7(a) loans totaling $3.5M in the public SBA data (as of 2026-03-31).

What is Southern Heritage Bank's SBA charge-off rate?

Southern Heritage Bank appears with only 12 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Southern Heritage Bank do most of its SBA lending?

Southern Heritage Bank's SBA lending in the data is most concentrated in Louisiana, and by industry in Arts, Entertainment, Recreation.

For Southern Heritage Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

Request your institution's benchmarking →
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Southern Heritage Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Southern Heritage Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/southern-heritage-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

Looking for a lender like this?

Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.

Get matched with lenders

Get SBA lending trends in your inbox

Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.

We use your email only to send lending-trend updates. See our privacy policy.