SBA lender profile
St. Clair County State Bank
St. Clair County State Bank appears in the public SBA loan data with 23 funded 7(a) loans totaling $3.3M, an average of $146K per loan, and an estimated 90 jobs supported. Its SBA lending concentrates in Missouri and the Wholesale Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
23
Total volume
$3.3M
Average loan size
$146K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
90
Programs
7(a)
Bank profile
via FDIC- Total assets
- $227M
- Headquarters
- Osceola, MO
- FDIC cert
- #11002
- Status
- Active
Where St. Clair County State Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Missouri | 23 | $3.3M |
What St. Clair County State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 2 | $850K |
| Retail Trade | 2 | $808K |
| Manufacturing | 3 | $532K |
| Construction | 7 | $429K |
| Transportation and Warehousing | 1 | $283K |
| Accommodation and Food Services | 3 | $186K |
St. Clair County State Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $84K |
| 2021 | 9 | $1.4M |
| 2022 | 6 | $227K |
| 2023 | 5 | $1.5M |
| 2024 | 2 | $123K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of St. Clair County State Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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