SBA lender profile
State Bank of the Lakes, National Association
State Bank of the Lakes, National Association appears in the public SBA loan data with 85 funded 7(a) loans since FY2010, totaling $40.5M, an average of $476K per loan, and an estimated 1,755 jobs supported. Its SBA lending concentrates in Illinois and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 2.4%. 23.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 74
- Scale 49
- Activity 61
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is State Bank of the Lakes, National Association the right lender for you?
Lenders fund what they know. State Bank of the Lakes, National Association's SBA lending concentrates in Illinois (62 loans) and Manufacturing (16 loans), at an average loan of $476K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.7B
- Headquarters
- Antioch, IL
- FDIC cert
- #5744
- Status
- Active
Where State Bank of the Lakes, National Association lends
Top states by funded SBA volume.
Metro areas where State Bank of the Lakes, National Association funds
What State Bank of the Lakes, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 16 | $11.7M |
| Other Services | 15 | $6.8M |
| Accommodation and Food Services | 18 | $5.9M |
| Wholesale Trade | 2 | $4.5M |
| Construction | 8 | $3.3M |
| Arts, Entertainment, Recreation | 9 | $3.2M |
State Bank of the Lakes, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $480K |
| 2011 | 15 | $7.3M |
| 2012 | 5 | $2.3M |
| 2013 | 2 | $300K |
| 2014 | 1 | $150K |
| 2015 | 2 | $2.9M |
| 2016 | 7 | $2.0M |
| 2017 | 5 | $1.5M |
| 2018 | 3 | $755K |
| 2019 | 6 | $1.9M |
| 2020 | 8 | $7.0M |
| 2021 | 3 | $784K |
| 2022 | 5 | $1.1M |
| 2023 | 5 | $1.7M |
| 2024 | 9 | $5.6M |
| 2025 | 5 | $4.1M |
| 2026 | 1 | $600K |
Related SBA lenders
Other lenders active in Illinois or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
State Bank of the Lakes, National Association: frequently asked questions
Does State Bank of the Lakes, National Association offer SBA loans?
Yes. State Bank of the Lakes, National Association appears in the public SBA data with 85 funded SBA 7(a) loans totaling $40.5M.
How many SBA loans has State Bank of the Lakes, National Association made?
State Bank of the Lakes, National Association is associated with 85 SBA 7(a) loans totaling $40.5M in the public SBA data (as of 2026-03-31).
What is State Bank of the Lakes, National Association's SBA charge-off rate?
About 2.4% of State Bank of the Lakes, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does State Bank of the Lakes, National Association do most of its SBA lending?
State Bank of the Lakes, National Association's SBA lending in the data is most concentrated in Illinois, and by industry in Manufacturing.
Is State Bank of the Lakes, National Association an SBA Preferred Lender (PLP)?
The loan record shows State Bank of the Lakes, National Association operating under PLP delegated authority: 20 of its 7(a) loans (23.5%) were processed through the Preferred Lenders Program, including 10 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). State Bank of the Lakes, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/state-bank-of-the-lakes-national-association/
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