SBA lender profile
Sterling Federal Bank, F.S.B.
Sterling Federal Bank, F.S.B. appears in the public SBA loan data with 13 funded 7(a) loans since FY2010, totaling $2.4M, an average of $188K per loan, and an estimated 81 jobs supported. Its SBA lending concentrates in Illinois and the Retail Trade sector. With only 13 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Sterling Federal Bank, F.S.B. the right lender for you?
Sterling Federal Bank, F.S.B. appears in the SBA record with 13 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $501M
- Headquarters
- Sterling, IL
- FDIC cert
- #27664
- Status
- Active
Where Sterling Federal Bank, F.S.B. lends
Top states by funded SBA volume.
What Sterling Federal Bank, F.S.B. funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 3 | $699K |
| Other Services | 1 | $500K |
| Manufacturing | 2 | $400K |
| Wholesale Trade | 1 | $273K |
| Accommodation and Food Services | 2 | $200K |
| Agriculture, Forestry, Fishing | 1 | $188K |
Sterling Federal Bank, F.S.B. SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $270K |
| 2011 | 1 | $50K |
| 2012 | 1 | $55K |
| 2018 | 1 | $150K |
| 2021 | 1 | $279K |
| 2024 | 2 | $773K |
| 2025 | 4 | $688K |
| 2026 | 2 | $180K |
Related SBA lenders
Other lenders active in Illinois or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Sterling Federal Bank, F.S.B.: frequently asked questions
Does Sterling Federal Bank, F.S.B. offer SBA loans?
Yes. Sterling Federal Bank, F.S.B. appears in the public SBA data with 13 funded SBA 7(a) loans totaling $2.4M.
How many SBA loans has Sterling Federal Bank, F.S.B. made?
Sterling Federal Bank, F.S.B. is associated with 13 SBA 7(a) loans totaling $2.4M in the public SBA data (as of 2026-03-31).
What is Sterling Federal Bank, F.S.B.'s SBA charge-off rate?
Sterling Federal Bank, F.S.B. appears with only 13 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Sterling Federal Bank, F.S.B. do most of its SBA lending?
Sterling Federal Bank, F.S.B.'s SBA lending in the data is most concentrated in Illinois, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Sterling Federal Bank, F.S.B. SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/sterling-federal-bank-f-s-b/
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