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SBA lender profile

Summit National Bank

Summit National Bank appears in the public SBA loan data with 4 funded 7(a) loans since FY2010, totaling $1.2M, an average of $306K per loan, and an estimated 23 jobs supported. Its SBA lending concentrates in Idaho and the Retail Trade sector. With only 4 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
4
Since FY2010
Total volume
$1.2M
Average loan size
$306K
7(a) charge-off rate
Insufficient data
Only 4 7(a) loans in the data
Jobs supported (reported)
23
Programs
7(a)

Is Summit National Bank the right lender for you?

Summit National Bank appears in the SBA record with 4 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Summit National Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Idaho 2 $897K
Wyoming 2 $329K

What Summit National Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 2 $897K
Construction 1 $250K
Accommodation and Food Services 1 $79K

Summit National Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$250K
20131$79K
20141$188K
20151$709K

Related SBA lenders

Other lenders active in Idaho or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Summit National Bank: frequently asked questions

Does Summit National Bank offer SBA loans?

Yes. Summit National Bank appears in the public SBA data with 4 funded SBA 7(a) loans totaling $1.2M.

How many SBA loans has Summit National Bank made?

Summit National Bank is associated with 4 SBA 7(a) loans totaling $1.2M in the public SBA data (as of 2026-03-31).

What is Summit National Bank's SBA charge-off rate?

Summit National Bank appears with only 4 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Summit National Bank do most of its SBA lending?

Summit National Bank's SBA lending in the data is most concentrated in Idaho, and by industry in Retail Trade.

For Summit National Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Summit National Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Summit National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/summit-national-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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