SBA lender profile
The Stephenson National Bank and Trust
The Stephenson National Bank and Trust appears in the public SBA loan data with 146 funded 7(a) loans since FY2010, totaling $55.3M, an average of $379K per loan, and an estimated 1,167 jobs supported. Its SBA lending concentrates in Wisconsin and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 59
- Activity 51
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Stephenson National Bank and Trust the right lender for you?
Lenders fund what they know. The Stephenson National Bank and Trust's SBA lending concentrates in Wisconsin (108 loans) and Accommodation and Food Services (30 loans), at an average loan of $379K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $684M
- Headquarters
- Marinette, WI
- FDIC cert
- #5306
- Status
- Active
Where The Stephenson National Bank and Trust lends
Top states by funded SBA volume.
Metro areas where The Stephenson National Bank and Trust funds
What The Stephenson National Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 30 | $14.3M |
| Retail Trade | 31 | $10.7M |
| Manufacturing | 18 | $10.6M |
| Other Services | 15 | $6.1M |
| Wholesale Trade | 7 | $4.2M |
| Arts, Entertainment, Recreation | 12 | $2.7M |
The Stephenson National Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $4.5M |
| 2011 | 6 | $4.1M |
| 2012 | 9 | $2.3M |
| 2013 | 10 | $2.6M |
| 2014 | 13 | $1.7M |
| 2015 | 12 | $2.6M |
| 2016 | 3 | $185K |
| 2017 | 12 | $2.8M |
| 2018 | 4 | $2.6M |
| 2019 | 1 | $150K |
| 2020 | 7 | $3.1M |
| 2021 | 21 | $10.4M |
| 2022 | 19 | $11.6M |
| 2023 | 5 | $1.2M |
| 2024 | 2 | $488K |
| 2025 | 8 | $4.7M |
| 2026 | 2 | $336K |
Related SBA lenders
Other lenders active in Wisconsin or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
The Stephenson National Bank and Trust: frequently asked questions
Does The Stephenson National Bank and Trust offer SBA loans?
Yes. The Stephenson National Bank and Trust appears in the public SBA data with 146 funded SBA 7(a) loans totaling $55.3M.
How many SBA loans has The Stephenson National Bank and Trust made?
The Stephenson National Bank and Trust is associated with 146 SBA 7(a) loans totaling $55.3M in the public SBA data (as of 2026-03-31).
What is The Stephenson National Bank and Trust's SBA charge-off rate?
About 3.4% of The Stephenson National Bank and Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Stephenson National Bank and Trust do most of its SBA lending?
The Stephenson National Bank and Trust's SBA lending in the data is most concentrated in Wisconsin, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Stephenson National Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-stephenson-national-bank-and-trust/
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