SBA lender profile
Time Bank
Time Bank appears in the public SBA loan data with 147 funded 7(a) loans since FY2010, totaling $43.4M, an average of $295K per loan, and an estimated 2,264 jobs supported. Its SBA lending concentrates in Illinois and the Professional and Technical Services sector. Across its 7(a) loans, the charge-off rate is 5.4%. 7.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 60
- Scale 56
- Activity 55
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Time Bank the right lender for you?
Lenders fund what they know. Time Bank's SBA lending concentrates in Illinois (58 loans) and Professional and Technical Services (22 loans), at an average loan of $295K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $731M
- Headquarters
- Park Ridge, IL
- FDIC cert
- #34038
- Status
- Active
Where Time Bank lends
Top states by funded SBA volume.
Metro areas where Time Bank funds
What Time Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 22 | $8.4M |
| Construction | 15 | $7.5M |
| Retail Trade | 23 | $6.9M |
| Administrative and Support | 11 | $4.4M |
| Wholesale Trade | 15 | $3.4M |
| Other Services | 13 | $3.4M |
Time Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 29 | $2.8M |
| 2011 | 24 | $4.2M |
| 2012 | 25 | $13.2M |
| 2013 | 15 | $4.8M |
| 2014 | 6 | $390K |
| 2015 | 3 | $365K |
| 2017 | 1 | $200K |
| 2018 | 2 | $450K |
| 2019 | 2 | $300K |
| 2020 | 2 | $400K |
| 2021 | 12 | $3.4M |
| 2022 | 6 | $3.9M |
| 2023 | 5 | $2.7M |
| 2024 | 10 | $3.2M |
| 2025 | 3 | $2.0M |
| 2026 | 2 | $1.1M |
Related SBA lenders
Other lenders active in Illinois or in Professional and Technical Services.
Comparing lenders? See how to choose an SBA lender by track record.
Time Bank: frequently asked questions
Does Time Bank offer SBA loans?
Yes. Time Bank appears in the public SBA data with 147 funded SBA 7(a) loans totaling $43.4M.
How many SBA loans has Time Bank made?
Time Bank is associated with 147 SBA 7(a) loans totaling $43.4M in the public SBA data (as of 2026-03-31).
What is Time Bank's SBA charge-off rate?
About 5.4% of Time Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Time Bank do most of its SBA lending?
Time Bank's SBA lending in the data is most concentrated in Illinois, and by industry in Professional and Technical Services.
Is Time Bank an SBA Preferred Lender (PLP)?
The loan record shows Time Bank operating under PLP delegated authority: 11 of its 7(a) loans (7.5%) were processed through the Preferred Lenders Program, including 10 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Time Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/time-bank/
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