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SBA lender profile

Town and Country CU

Town and Country CU appears in the public SBA loan data with 103 funded 7(a) loans since FY2010, totaling $15.1M, an average of $147K per loan, and an estimated 1,210 jobs supported. Its SBA lending concentrates in North Dakota and the Construction sector. Across its 7(a) loans, the charge-off rate is 2.9%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 72
Scale 37
Activity 48
Consistency 80

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
103
Since FY2010
Total volume
$15.1M
Average loan size
$147K
7(a) charge-off rate
2.9%
Share of 7(a) loans charged off
Jobs supported (reported)
1,210
Programs
7(a)

Is Town and Country CU the right lender for you?

Lenders fund what they know. Town and Country CU's SBA lending concentrates in North Dakota (91 loans) and Construction (17 loans), at an average loan of $147K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Town and Country CU lends

Top states by funded SBA volume.

StateLoansTotal volume
North Dakota 91 $14.0M
Minnesota 12 $1.1M

Metro areas where Town and Country CU funds

What Town and Country CU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 17 $3.0M
Health Care and Social Assistance 12 $2.0M
Accommodation and Food Services 16 $1.8M
Retail Trade 14 $1.8M
Manufacturing 6 $1.6M
Other Services 10 $1.4M

Town and Country CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20106$640K
20114$768K
20139$1.4M
20147$1.5M
20157$882K
201610$1.1M
20175$156K
20185$520K
20193$359K
20208$774K
20212$85K
20226$530K
20234$875K
202414$2.3M
202510$2.1M
20263$1.2M

Related SBA lenders

Other lenders active in North Dakota or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

Town and Country CU: frequently asked questions

Does Town and Country CU offer SBA loans?

Yes. Town and Country CU appears in the public SBA data with 103 funded SBA 7(a) loans totaling $15.1M.

How many SBA loans has Town and Country CU made?

Town and Country CU is associated with 103 SBA 7(a) loans totaling $15.1M in the public SBA data (as of 2026-03-31).

What is Town and Country CU's SBA charge-off rate?

About 2.9% of Town and Country CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Town and Country CU do most of its SBA lending?

Town and Country CU's SBA lending in the data is most concentrated in North Dakota, and by industry in Construction.

For Town and Country CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Town and Country CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Town and Country CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/town-and-country-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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