SBA lender profile
United Bank of Michigan
United Bank of Michigan appears in the public SBA loan data with 5 funded 7(a) loans totaling $4.9M, an average of $990K per loan, and an estimated 118 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
5
Total volume
$4.9M
Average loan size
$990K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
118
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.1B
- Headquarters
- Grand Rapids, MI
- FDIC cert
- #11807
- Status
- Active
Where United Bank of Michigan lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 5 | $4.9M |
What United Bank of Michigan funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 3 | $3.8M |
| Accommodation and Food Services | 2 | $1.1M |
United Bank of Michigan SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $2.8M |
| 2022 | 2 | $1.1M |
| 2023 | 1 | $730K |
| 2024 | 1 | $388K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of United Bank of Michigan's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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