SBA lender profile
United Bank of Michigan
United Bank of Michigan appears in the public SBA loan data with 35 funded 7(a) loans since FY2010, totaling $21.9M, an average of $624K per loan, and an estimated 551 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 45.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 78
- Scale 27
- Activity 26
- Consistency 55
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is United Bank of Michigan the right lender for you?
Lenders fund what they know. United Bank of Michigan's SBA lending concentrates in Michigan (35 loans) and Retail Trade (13 loans), at an average loan of $624K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.1B
- Headquarters
- Grand Rapids, MI
- FDIC cert
- #11807
- Status
- Active
Where United Bank of Michigan lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Michigan | 35 | $21.9M |
Metro areas where United Bank of Michigan funds
What United Bank of Michigan funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 13 | $9.4M |
| Health Care and Social Assistance | 4 | $5.7M |
| Accommodation and Food Services | 9 | $3.7M |
| Other Services | 3 | $867K |
| Professional and Technical Services | 2 | $585K |
| Real Estate | 1 | $518K |
United Bank of Michigan SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $2.4M |
| 2011 | 12 | $10.5M |
| 2012 | 4 | $684K |
| 2013 | 4 | $2.0M |
| 2015 | 1 | $351K |
| 2017 | 2 | $557K |
| 2018 | 1 | $315K |
| 2021 | 1 | $2.8M |
| 2022 | 2 | $1.1M |
| 2023 | 1 | $730K |
| 2024 | 1 | $388K |
Related SBA lenders
Other lenders active in Michigan or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
United Bank of Michigan: frequently asked questions
Does United Bank of Michigan offer SBA loans?
Yes. United Bank of Michigan appears in the public SBA data with 35 funded SBA 7(a) loans totaling $21.9M.
How many SBA loans has United Bank of Michigan made?
United Bank of Michigan is associated with 35 SBA 7(a) loans totaling $21.9M in the public SBA data (as of 2026-03-31).
What is United Bank of Michigan's SBA charge-off rate?
About 0.0% of United Bank of Michigan's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does United Bank of Michigan do most of its SBA lending?
United Bank of Michigan's SBA lending in the data is most concentrated in Michigan, and by industry in Retail Trade.
Is United Bank of Michigan an SBA Preferred Lender (PLP)?
The loan record shows United Bank of Michigan operating under PLP delegated authority: 16 of its 7(a) loans (45.7%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). United Bank of Michigan SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/united-bank-of-michigan/
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