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SBA lender profile

USC CU

USC CU appears in the public SBA loan data with 15 funded 7(a) loans since FY2010, totaling $4.7M, an average of $315K per loan, and an estimated 165 jobs supported. Its SBA lending concentrates in California and the Health Care and Social Assistance sector. With only 15 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 66.7% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
15
Since FY2010
Total volume
$4.7M
Average loan size
$315K
7(a) charge-off rate
Insufficient data
Only 15 7(a) loans in the data
Jobs supported (reported)
165
Programs
7(a)

Is USC CU the right lender for you?

USC CU appears in the SBA record with 15 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where USC CU lends

Top states by funded SBA volume.

StateLoansTotal volume
California 15 $4.7M

What USC CU funds

Top industries by funded SBA volume.

USC CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20107$3.7M
20117$981K
20121$54K

Related SBA lenders

Other lenders active in California or in Health Care and Social Assistance.

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USC CU: frequently asked questions

Does USC CU offer SBA loans?

Yes. USC CU appears in the public SBA data with 15 funded SBA 7(a) loans totaling $4.7M.

How many SBA loans has USC CU made?

USC CU is associated with 15 SBA 7(a) loans totaling $4.7M in the public SBA data (as of 2026-03-31).

What is USC CU's SBA charge-off rate?

USC CU appears with only 15 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does USC CU do most of its SBA lending?

USC CU's SBA lending in the data is most concentrated in California, and by industry in Health Care and Social Assistance.

Is USC CU an SBA Preferred Lender (PLP)?

The loan record shows USC CU operating under PLP delegated authority: 10 of its 7(a) loans (66.7%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For USC CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of USC CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). USC CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/usc-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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