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SBA lender profile

West Union Bank

West Union Bank appears in the public SBA loan data with 11 funded 7(a) loans since FY2010, totaling $3.2M, an average of $286K per loan, and an estimated 132 jobs supported. Its SBA lending concentrates in West Virginia and the Retail Trade sector. With only 11 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
11
Since FY2010
Total volume
$3.2M
Average loan size
$286K
7(a) charge-off rate
Insufficient data
Only 11 7(a) loans in the data
Jobs supported (reported)
132
Programs
7(a)

Is West Union Bank the right lender for you?

West Union Bank appears in the SBA record with 11 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$303M
Headquarters
West Union, WV
FDIC cert
#2452
Status
Active

Where West Union Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
West Virginia 11 $3.2M

What West Union Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 5 $1.3M
Manufacturing 1 $900K
Accommodation and Food Services 2 $460K
Other Services 1 $300K
Real Estate 1 $100K
Construction 1 $100K

West Union Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20103$1.7M
20114$692K
20171$300K
20231$300K
20241$100K
20261$100K

Related SBA lenders

Other lenders active in West Virginia or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

West Union Bank: frequently asked questions

Does West Union Bank offer SBA loans?

Yes. West Union Bank appears in the public SBA data with 11 funded SBA 7(a) loans totaling $3.2M.

How many SBA loans has West Union Bank made?

West Union Bank is associated with 11 SBA 7(a) loans totaling $3.2M in the public SBA data (as of 2026-03-31).

What is West Union Bank's SBA charge-off rate?

West Union Bank appears with only 11 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does West Union Bank do most of its SBA lending?

West Union Bank's SBA lending in the data is most concentrated in West Virginia, and by industry in Retail Trade.

For West Union Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of West Union Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). West Union Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/west-union-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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