SBA lender profile
Wheaton Bank & Trust Company, National Association
Wheaton Bank & Trust Company, National Association appears in the public SBA loan data with 70 funded 7(a) loans since FY2010, totaling $36.2M, an average of $518K per loan, and an estimated 1,258 jobs supported. Its SBA lending concentrates in Illinois and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 32.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 84
- Scale 45
- Activity 68
- Consistency 60
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Wheaton Bank & Trust Company, National Association the right lender for you?
Lenders fund what they know. Wheaton Bank & Trust Company, National Association's SBA lending concentrates in Illinois (67 loans) and Retail Trade (9 loans), at an average loan of $518K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Wheaton Bank & Trust Company, National Association lends
Top states by funded SBA volume.
What Wheaton Bank & Trust Company, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 9 | $6.4M |
| Wholesale Trade | 5 | $6.3M |
| Construction | 14 | $5.8M |
| Professional and Technical Services | 10 | $5.1M |
| Administrative and Support | 5 | $4.2M |
| Accommodation and Food Services | 7 | $2.8M |
Wheaton Bank & Trust Company, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2016 | 3 | $710K |
| 2017 | 1 | $150K |
| 2018 | 5 | $2.0M |
| 2019 | 2 | $371K |
| 2020 | 5 | $1.6M |
| 2021 | 10 | $9.7M |
| 2022 | 6 | $1.9M |
| 2023 | 16 | $7.6M |
| 2024 | 9 | $3.6M |
| 2025 | 6 | $6.2M |
| 2026 | 7 | $2.4M |
Related SBA lenders
Other lenders active in Illinois or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Wheaton Bank & Trust Company, National Association: frequently asked questions
Does Wheaton Bank & Trust Company, National Association offer SBA loans?
Yes. Wheaton Bank & Trust Company, National Association appears in the public SBA data with 70 funded SBA 7(a) loans totaling $36.2M.
How many SBA loans has Wheaton Bank & Trust Company, National Association made?
Wheaton Bank & Trust Company, National Association is associated with 70 SBA 7(a) loans totaling $36.2M in the public SBA data (as of 2026-03-31).
What is Wheaton Bank & Trust Company, National Association's SBA charge-off rate?
About 0.0% of Wheaton Bank & Trust Company, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Wheaton Bank & Trust Company, National Association do most of its SBA lending?
Wheaton Bank & Trust Company, National Association's SBA lending in the data is most concentrated in Illinois, and by industry in Retail Trade.
Is Wheaton Bank & Trust Company, National Association an SBA Preferred Lender (PLP)?
The loan record shows Wheaton Bank & Trust Company, National Association operating under PLP delegated authority: 23 of its 7(a) loans (32.9%) were processed through the Preferred Lenders Program, including 12 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Wheaton Bank & Trust Company, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/wheaton-bank-trust-company-national-association/
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