SBA lending by metro area
SBA lenders in Bremerton, WA
Which lenders fund Bremerton-area businesses, how much, and how the market compares with Washington: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Bremerton area
Ranked by SBA volume funded to businesses located in the Bremerton metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 70 | $29.9M | $428K | 1.43% |
| 2 | Live Oak Banking Company | 15 | $29.4M | $2.0M | not reported |
| 3 | Ameritrust CDC | 23 | $27.1M | $1.2M | not reported |
| 4 | Hanmi Bank | 14 | $24.6M | $1.8M | not reported |
| 5 | Wells Fargo Bank National Association | 75 | $22.0M | $294K | 1.33% |
| 6 | Evergreen Business Capital | 32 | $21.5M | $671K | not reported |
| 7 | PCB Bank | 8 | $18.8M | $2.4M | not reported |
| 8 | Readycap Lending, LLC | 9 | $18.6M | $2.1M | not reported |
| 9 | Bank of Hope | 16 | $17.7M | $1.1M | not reported |
| 10 | Heritage Bank | 50 | $16.3M | $326K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Bremerton compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Bremerton area | $220K ▼ 1.3% | 11.4% ▲ 2.3 pts |
| Washington | $223K | 9.1% |
| United States | $179K | 11.2% |
What gets funded in Bremerton
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 131 | $134.7M |
| Accommodation and Food Services | 121 | $86.8M |
| Health Care and Social Assistance | 85 | $38.9M |
| Other Services | 81 | $37.4M |
| Real Estate | 22 | $32.9M |
| Professional and Technical Services | 87 | $27.6M |
| Manufacturing | 46 | $15.8M |
| Construction | 107 | $15.3M |
SBA lending in Bremerton by year
Geography, precisely
"Bremerton area" here means the Bremerton-Silverdale-Port Orchard, WA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Kitsap County, WA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.