SBA lending by metro area
SBA lenders in Cedar City, UT
Which lenders fund Cedar City-area businesses, how much, and how the market compares with Utah: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Cedar City area
Ranked by SBA volume funded to businesses located in the Cedar City micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Mountain West Small Business Finance | 50 | $39.4M | $788K | not reported |
| 2 | State Bank of Southern Utah | 209 | $33.2M | $159K | 1.91% |
| 3 | Zions Bank, A Division of | 67 | $15.2M | $228K | 5.97% |
| 4 | Intermountain Business Lending, Inc. | 18 | $11.6M | $643K | not reported |
| 5 | Mountain America FCU | 48 | $9.3M | $194K | 4.17% |
| 6 | Glacier Bank | 5 | $5.3M | $1.1M | not reported |
| 7 | Cache Valley Bank | 9 | $1.8M | $195K | not reported |
| 8 | The Huntington National Bank | 7 | $1.7M | $241K | not reported |
| 9 | Wells Fargo Bank National Association | 12 | $1.7M | $140K | not reported |
| 10 | U.S. Bank, National Association | 11 | $193K | $18K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Cedar City compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Cedar City area | $122K ▼ 34.8% | 14.7% ▼ 4.2 pts |
| Utah | $187K | 18.9% |
| United States | $179K | 11.2% |
What gets funded in Cedar City
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 58 | $34.4M |
| Retail Trade | 72 | $25.4M |
| Accommodation and Food Services | 42 | $18.6M |
| Real Estate | 18 | $13.7M |
| Professional and Technical Services | 36 | $12.9M |
| Construction | 80 | $12.5M |
| Other Services | 41 | $10.3M |
| Arts, Entertainment, Recreation | 10 | $5.8M |
SBA lending in Cedar City by year
Geography, precisely
"Cedar City area" here means the Cedar City, UT micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Iron County, UT. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.