SBA lender profile
State Bank of Southern Utah
State Bank of Southern Utah appears in the public SBA loan data with 576 funded 7(a) loans since FY2010, totaling $97.1M, an average of $169K per loan, and an estimated 3,898 jobs supported. Its SBA lending concentrates in Utah and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 87
- Scale 77
- Activity 67
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is State Bank of Southern Utah the right lender for you?
Lenders fund what they know. State Bank of Southern Utah's SBA lending concentrates in Utah (568 loans) and Construction (87 loans), at an average loan of $169K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.7B
- Headquarters
- Cedar City, UT
- FDIC cert
- #17964
- Status
- Active
Where State Bank of Southern Utah lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Utah | 568 | $95.6M |
| Arizona | 3 | $737K |
| Nevada | 3 | $484K |
| California | 1 | $185K |
| Wyoming | 1 | $125K |
Metro areas where State Bank of Southern Utah funds
What State Bank of Southern Utah funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 87 | $15.4M |
| Retail Trade | 76 | $15.2M |
| Accommodation and Food Services | 56 | $14.4M |
| Manufacturing | 43 | $10.9M |
| Professional and Technical Services | 29 | $7.1M |
| Transportation and Warehousing | 66 | $6.3M |
State Bank of Southern Utah SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 36 | $5.4M |
| 2011 | 43 | $2.8M |
| 2012 | 37 | $3.8M |
| 2013 | 38 | $5.5M |
| 2014 | 37 | $3.3M |
| 2015 | 53 | $7.2M |
| 2016 | 35 | $3.6M |
| 2017 | 50 | $7.5M |
| 2018 | 29 | $4.9M |
| 2019 | 21 | $2.2M |
| 2020 | 49 | $11.5M |
| 2021 | 43 | $14.8M |
| 2022 | 29 | $6.1M |
| 2023 | 24 | $4.0M |
| 2024 | 23 | $9.5M |
| 2025 | 18 | $3.5M |
| 2026 | 11 | $1.4M |
Related SBA lenders
Other lenders active in Utah or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
State Bank of Southern Utah: frequently asked questions
Does State Bank of Southern Utah offer SBA loans?
Yes. State Bank of Southern Utah appears in the public SBA data with 576 funded SBA 7(a) loans totaling $97.1M.
How many SBA loans has State Bank of Southern Utah made?
State Bank of Southern Utah is associated with 576 SBA 7(a) loans totaling $97.1M in the public SBA data (as of 2026-03-31).
What is State Bank of Southern Utah's SBA charge-off rate?
About 1.0% of State Bank of Southern Utah's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does State Bank of Southern Utah do most of its SBA lending?
State Bank of Southern Utah's SBA lending in the data is most concentrated in Utah, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). State Bank of Southern Utah SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/state-bank-of-southern-utah/
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