SBA lender profile
State Bank of Southern Utah
State Bank of Southern Utah appears in the public SBA loan data with 197 funded 7(a) loans totaling $50.9M, an average of $258K per loan, and an estimated 1,721 jobs supported. Its SBA lending concentrates in Utah and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
197
Total volume
$50.9M
Average loan size
$258K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,721
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.7B
- Headquarters
- Cedar City, UT
- FDIC cert
- #17964
- Status
- Active
Where State Bank of Southern Utah lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Utah | 192 | $49.9M |
| Nevada | 2 | $450K |
| Arizona | 1 | $224K |
| California | 1 | $185K |
| Wyoming | 1 | $125K |
What State Bank of Southern Utah funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 35 | $9.5M |
| Retail Trade | 30 | $7.3M |
| Accommodation and Food Services | 23 | $6.4M |
| Manufacturing | 17 | $6.1M |
| Professional and Technical Services | 9 | $5.7M |
| Other Services | 14 | $2.9M |
State Bank of Southern Utah SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 49 | $11.5M |
| 2021 | 43 | $14.8M |
| 2022 | 29 | $6.1M |
| 2023 | 24 | $4.0M |
| 2024 | 23 | $9.5M |
| 2025 | 18 | $3.5M |
| 2026 | 11 | $1.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of State Bank of Southern Utah's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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