SBA lender profile
Mountain America FCU
Mountain America FCU appears in the public SBA loan data with 1,094 funded 7(a) loans totaling $423.3M, an average of $387K per loan, and an estimated 12,042 jobs supported. Its SBA lending concentrates in Utah and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 1.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1,094
Total volume
$423.3M
Average loan size
$387K
Charge-off rate
1.1%
Share of funded loans charged off
Jobs supported (reported)
12,042
Programs
7(a)
Where Mountain America FCU lends
Top states by funded SBA volume.
What Mountain America FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 135 | $63.3M |
| Retail Trade | 127 | $61.9M |
| Construction | 173 | $59.9M |
| Health Care and Social Assistance | 142 | $55.9M |
| Other Services | 126 | $37.9M |
| Real Estate | 55 | $31.2M |
Mountain America FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 112 | $43.3M |
| 2021 | 119 | $61.7M |
| 2022 | 131 | $67.0M |
| 2023 | 181 | $57.8M |
| 2024 | 233 | $90.2M |
| 2025 | 259 | $80.0M |
| 2026 | 59 | $23.3M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Mountain America FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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