SBA lender profile
Mountain America FCU
Mountain America FCU appears in the public SBA loan data with 2,355 funded 7(a) loans since FY2010, totaling $669.0M, an average of $284K per loan, and an estimated 25,487 jobs supported. Its SBA lending concentrates in Utah and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.2%. 36.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 94
- Activity 94
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Mountain America FCU the right lender for you?
Lenders fund what they know. Mountain America FCU's SBA lending concentrates in Utah (1,803 loans) and Accommodation and Food Services (271 loans), at an average loan of $284K. If your business does not look like that, a different SBA lender is likely the better fit.
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Where Mountain America FCU lends
Top states by funded SBA volume.
Metro areas where Mountain America FCU funds
What Mountain America FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 271 | $103.6M |
| Retail Trade | 307 | $103.6M |
| Construction | 343 | $79.2M |
| Health Care and Social Assistance | 234 | $78.9M |
| Other Services | 238 | $56.1M |
| Manufacturing | 139 | $50.7M |
Mountain America FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 206 | $10.1M |
| 2011 | 158 | $19.9M |
| 2012 | 131 | $18.3M |
| 2013 | 118 | $32.7M |
| 2014 | 151 | $26.6M |
| 2015 | 83 | $26.3M |
| 2016 | 99 | $23.5M |
| 2017 | 104 | $24.7M |
| 2018 | 131 | $40.3M |
| 2019 | 80 | $23.2M |
| 2020 | 112 | $43.3M |
| 2021 | 119 | $61.7M |
| 2022 | 131 | $67.0M |
| 2023 | 181 | $57.8M |
| 2024 | 233 | $90.2M |
| 2025 | 259 | $80.0M |
| 2026 | 59 | $23.3M |
Related SBA lenders
Other lenders active in Utah or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Mountain America FCU: frequently asked questions
Does Mountain America FCU offer SBA loans?
Yes. Mountain America FCU appears in the public SBA data with 2,355 funded SBA 7(a) loans totaling $669.0M.
How many SBA loans has Mountain America FCU made?
Mountain America FCU is associated with 2,355 SBA 7(a) loans totaling $669.0M in the public SBA data (as of 2026-03-31).
What is Mountain America FCU's SBA charge-off rate?
About 2.2% of Mountain America FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Mountain America FCU do most of its SBA lending?
Mountain America FCU's SBA lending in the data is most concentrated in Utah, and by industry in Accommodation and Food Services.
Is Mountain America FCU an SBA Preferred Lender (PLP)?
The loan record shows Mountain America FCU operating under PLP delegated authority: 851 of its 7(a) loans (36.1%) were processed through the Preferred Lenders Program, including 244 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Mountain America FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mountain-america-fcu/
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