SBA lending by metro area
SBA lenders in Frankfort, KY
Which lenders fund Frankfort-area businesses, how much, and how the market compares with Kentucky: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Frankfort area
Ranked by SBA volume funded to businesses located in the Frankfort micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 7 | $10.4M | $1.5M | not reported |
| 2 | First Financial Bank | 19 | $7.0M | $370K | not reported |
| 3 | Community Trust Bank, Inc. | 32 | $3.5M | $109K | 6.25% |
| 4 | The Huntington National Bank | 5 | $2.9M | $585K | not reported |
| 5 | U.S. Bank, National Association | 7 | $2.2M | $310K | not reported |
| 6 | Community Ventures Corporation | 6 | $1.3M | $211K | not reported |
| 7 | WesBanco Bank, Inc. | 6 | $1.1M | $180K | not reported |
| 8 | Republic Bank & Trust Company | 5 | $1.0M | $201K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Frankfort compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Frankfort area | $150K ▲ 5.0% | 5.4% ▼ 1.3 pts |
| Kentucky | $143K | 6.8% |
| United States | $179K | 11.2% |
What gets funded in Frankfort
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 24 | $14.0M |
| Accommodation and Food Services | 13 | $6.6M |
| Health Care and Social Assistance | 16 | $4.8M |
| Other Services | 13 | $3.3M |
| Construction | 8 | $2.7M |
| Wholesale Trade | 6 | $2.6M |
| Professional and Technical Services | 8 | $1.4M |
| Transportation and Warehousing | 6 | $1.0M |
SBA lending in Frankfort by year
Geography, precisely
"Frankfort area" here means the Frankfort, KY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Anderson County, KY; Franklin County, KY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.