SBA lending by metro area
SBA lenders in Harrisburg, PA
Which lenders fund Harrisburg-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Harrisburg area
Ranked by SBA volume funded to businesses located in the Harrisburg metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Fulton Bank, National Association | 35 | $56.6M | $1.6M | 0.00% |
| 2 | First Commonwealth Bank | 119 | $46.6M | $392K | 5.04% |
| 3 | Beacon Bank and Trust | 52 | $37.1M | $713K | 0.00% |
| 4 | Mid Penn Bank | 139 | $37.1M | $267K | 0.72% |
| 5 | South Eastern Economic Development Company of Pennsylvania | 37 | $35.4M | $956K | not reported |
| 6 | First National Bank of Pennsylvania | 135 | $30.1M | $223K | 0.74% |
| 7 | Manufacturers and Traders Trust Company | 287 | $29.5M | $103K | 4.18% |
| 8 | Live Oak Banking Company | 26 | $28.1M | $1.1M | 0.00% |
| 9 | The Huntington National Bank | 39 | $20.4M | $523K | 2.56% |
| 10 | SEDA-COG Local Development Corporation | 18 | $15.5M | $863K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Harrisburg compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Harrisburg area | $145K ▼ 3.3% | 6.0% |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Harrisburg
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 236 | $183.7M |
| Health Care and Social Assistance | 173 | $71.6M |
| Manufacturing | 86 | $64.7M |
| Other Services | 142 | $49.9M |
| Retail Trade | 175 | $43.6M |
| Professional and Technical Services | 111 | $34.0M |
| Construction | 127 | $33.1M |
| Arts, Entertainment, Recreation | 53 | $32.1M |
SBA lending in Harrisburg by year
Geography, precisely
"Harrisburg area" here means the Harrisburg-Carlisle, PA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Cumberland County, PA; Dauphin County, PA; Perry County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.