SBA lending by metro area
SBA lenders in Heber, UT
Which lenders fund Heber-area businesses, how much, and how the market compares with Utah: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Heber area
Ranked by SBA volume funded to businesses located in the Heber micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Mountain West Small Business Finance | 93 | $69.2M | $744K | not reported |
| 2 | Zions Bank, A Division of | 222 | $28.0M | $126K | 2.25% |
| 3 | Intermountain Business Lending, Inc. | 40 | $25.0M | $625K | not reported |
| 4 | Mountain America FCU | 75 | $23.1M | $307K | 4.00% |
| 5 | Bank of Utah | 20 | $20.1M | $1.0M | 0.00% |
| 6 | Wells Fargo Bank National Association | 51 | $19.2M | $376K | 0.00% |
| 7 | Community Banks of Colorado, A Division of NBH Bank | 14 | $15.0M | $1.1M | not reported |
| 8 | Live Oak Banking Company | 7 | $10.7M | $1.5M | not reported |
| 9 | U.S. Bank, National Association | 30 | $10.6M | $354K | 3.33% |
| 10 | Celtic Bank Corporation | 18 | $9.9M | $552K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Heber compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Heber area | $156K ▼ 16.6% | 17.3% ▼ 1.6 pts |
| Utah | $187K | 18.9% |
| United States | $179K | 11.2% |
What gets funded in Heber
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 83 | $50.7M |
| Retail Trade | 75 | $37.0M |
| Health Care and Social Assistance | 64 | $36.0M |
| Real Estate | 52 | $34.7M |
| Construction | 111 | $34.4M |
| Arts, Entertainment, Recreation | 39 | $26.7M |
| Other Services | 67 | $23.0M |
| Professional and Technical Services | 71 | $18.6M |
SBA lending in Heber by year
Geography, precisely
"Heber area" here means the Heber, UT micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Summit County, UT; Wasatch County, UT. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.