SBA lending by metro area
SBA lenders in Idaho Falls, ID
Which lenders fund Idaho Falls-area businesses, how much, and how the market compares with Idaho: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Idaho Falls area
Ranked by SBA volume funded to businesses located in the Idaho Falls metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | East-Central Idaho Development Company | 148 | $84.3M | $570K | not reported |
| 2 | Zions Bank, A Division of | 248 | $29.2M | $118K | 2.42% |
| 3 | Glacier Bank | 50 | $15.5M | $310K | 0.00% |
| 4 | The Bank of Commerce | 73 | $15.5M | $212K | 1.37% |
| 5 | Eastern Idaho Development Corporation | 32 | $14.8M | $464K | not reported |
| 6 | Mountain West Small Business Finance | 20 | $12.7M | $633K | not reported |
| 7 | Idaho Central CU | 25 | $12.3M | $490K | 0.00% |
| 8 | Mountain America FCU | 24 | $11.5M | $479K | 0.00% |
| 9 | Wells Fargo Bank National Association | 40 | $10.8M | $271K | 0.00% |
| 10 | Capital Matrix, Inc. | 15 | $8.4M | $563K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Idaho Falls compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Idaho Falls area | $150K | 25.1% ▲ 9.7 pts |
| Idaho | $150K | 15.4% |
| United States | $179K | 11.2% |
What gets funded in Idaho Falls
| Industry | Loans | Total funded |
|---|---|---|
| Health Care and Social Assistance | 160 | $58.0M |
| Retail Trade | 103 | $49.7M |
| Other Services | 82 | $33.4M |
| Manufacturing | 53 | $31.9M |
| Construction | 114 | $28.8M |
| Accommodation and Food Services | 60 | $19.9M |
| Real Estate | 37 | $14.0M |
| Professional and Technical Services | 65 | $11.2M |
SBA lending in Idaho Falls by year
Geography, precisely
"Idaho Falls area" here means the Idaho Falls, ID metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bonneville County, ID; Butte County, ID; Jefferson County, ID. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.