SBA lender profile
The Bank of Commerce
The Bank of Commerce appears in the public SBA loan data with 137 funded 7(a) loans since FY2010, totaling $30.7M, an average of $224K per loan, and an estimated 1,613 jobs supported. Its SBA lending concentrates in Idaho and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 51
- Activity 64
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Bank of Commerce the right lender for you?
Lenders fund what they know. The Bank of Commerce's SBA lending concentrates in Idaho (123 loans) and Retail Trade (14 loans), at an average loan of $224K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $0M
- Headquarters
- Americus, GA
- FDIC cert
- #10063
- Status
- Inactive
Where The Bank of Commerce lends
Top states by funded SBA volume.
Metro areas where The Bank of Commerce funds
What The Bank of Commerce funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 14 | $6.8M |
| Health Care and Social Assistance | 11 | $3.4M |
| Other Services | 14 | $3.1M |
| Administrative and Support | 14 | $2.6M |
| Construction | 17 | $2.5M |
| Accommodation and Food Services | 13 | $2.5M |
The Bank of Commerce SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $182K |
| 2011 | 9 | $1.0M |
| 2012 | 6 | $706K |
| 2015 | 4 | $430K |
| 2016 | 7 | $1.3M |
| 2017 | 6 | $1.6M |
| 2018 | 11 | $2.6M |
| 2019 | 4 | $2.8M |
| 2020 | 7 | $1.9M |
| 2021 | 7 | $1.1M |
| 2022 | 19 | $3.1M |
| 2023 | 9 | $5.0M |
| 2024 | 23 | $5.2M |
| 2025 | 18 | $3.4M |
| 2026 | 3 | $256K |
Related SBA lenders
Other lenders active in Idaho or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
The Bank of Commerce: frequently asked questions
Does The Bank of Commerce offer SBA loans?
Yes. The Bank of Commerce appears in the public SBA data with 137 funded SBA 7(a) loans totaling $30.7M.
How many SBA loans has The Bank of Commerce made?
The Bank of Commerce is associated with 137 SBA 7(a) loans totaling $30.7M in the public SBA data (as of 2026-03-31).
What is The Bank of Commerce's SBA charge-off rate?
About 1.5% of The Bank of Commerce's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Bank of Commerce do most of its SBA lending?
The Bank of Commerce's SBA lending in the data is most concentrated in Idaho, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Bank of Commerce SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-bank-of-commerce/
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