SBA lending by metro area
SBA lenders in Macon-Bibb County, GA
Which lenders fund Macon-Bibb County-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Macon-Bibb County area
Ranked by SBA volume funded to businesses located in the Macon-Bibb County metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Metro City Bank | 32 | $35.5M | $1.1M | 0.00% |
| 2 | Capital Partners Certified Development Company | 39 | $26.9M | $691K | not reported |
| 3 | The Huntington National Bank | 37 | $26.8M | $724K | 2.70% |
| 4 | Florida Business Development Corporation | 16 | $18.5M | $1.2M | not reported |
| 5 | HomeTrust Bank | 9 | $15.3M | $1.7M | not reported |
| 6 | Pinnacle Bank | 11 | $13.2M | $1.2M | not reported |
| 7 | Truist Bank | 18 | $10.6M | $586K | not reported |
| 8 | Embassy National Bank | 8 | $10.0M | $1.2M | not reported |
| 9 | Celtic Bank Corporation | 14 | $9.8M | $703K | not reported |
| 10 | PromiseOne Bank | 9 | $9.1M | $1.0M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Macon-Bibb County compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Macon-Bibb County area | $475K ▲ 35.7% | 16.6% ▲ 5.7 pts |
| Georgia | $350K | 10.8% |
| United States | $179K | 11.2% |
What gets funded in Macon-Bibb County
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 103 | $121.6M |
| Retail Trade | 89 | $79.8M |
| Health Care and Social Assistance | 42 | $28.2M |
| Other Services | 27 | $26.7M |
| Manufacturing | 30 | $24.1M |
| Wholesale Trade | 20 | $18.8M |
| Arts, Entertainment, Recreation | 14 | $16.9M |
| Professional and Technical Services | 31 | $15.1M |
SBA lending in Macon-Bibb County by year
Geography, precisely
"Macon-Bibb County area" here means the Macon-Bibb County, GA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bibb County, GA; Crawford County, GA; Jones County, GA; Monroe County, GA; Twiggs County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.