SBA lending by metro area
SBA lenders in Moses Lake, WA
Which lenders fund Moses Lake-area businesses, how much, and how the market compares with Washington: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Moses Lake area
Ranked by SBA volume funded to businesses located in the Moses Lake micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Washington Trust Bank | 74 | $26.7M | $361K | 0.00% |
| 2 | Readycap Lending, LLC | 8 | $15.5M | $1.9M | not reported |
| 3 | U.S. Bank, National Association | 34 | $10.7M | $314K | 0.00% |
| 4 | Northwest Business Development Association | 10 | $10.0M | $995K | not reported |
| 5 | Bank of Hope | 6 | $9.8M | $1.6M | not reported |
| 6 | UniBank | 12 | $9.7M | $804K | not reported |
| 7 | Columbia Bank | 18 | $9.3M | $518K | not reported |
| 8 | Banner Bank | 45 | $8.1M | $181K | 2.22% |
| 9 | First Interstate Bank | 5 | $7.0M | $1.4M | not reported |
| 10 | Zions Bank, A Division of | 6 | $5.3M | $884K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Moses Lake compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Moses Lake area | $190K ▼ 14.8% | 4.9% ▼ 4.2 pts |
| Washington | $223K | 9.1% |
| United States | $179K | 11.2% |
What gets funded in Moses Lake
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 77 | $68.8M |
| Accommodation and Food Services | 48 | $59.2M |
| Agriculture, Forestry, Fishing | 22 | $12.7M |
| Manufacturing | 19 | $11.9M |
| Other Services | 30 | $10.9M |
| Transportation and Warehousing | 34 | $9.6M |
| Wholesale Trade | 10 | $8.5M |
| Construction | 37 | $5.2M |
SBA lending in Moses Lake by year
Geography, precisely
"Moses Lake area" here means the Moses Lake, WA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Grant County, WA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.