SBA lending by metro area
SBA lenders in Paducah, KY
Which lenders fund Paducah-area businesses, how much, and how the market compares with Kentucky: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Paducah area
Ranked by SBA volume funded to businesses located in the Paducah metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Peoples Bank | 5 | $12.6M | $2.5M | not reported |
| 2 | The Paducah Bank and Trust Company | 84 | $11.6M | $138K | 3.57% |
| 3 | Purchase Area Development District | 18 | $9.8M | $542K | not reported |
| 4 | U.S. Bank, National Association | 22 | $6.2M | $282K | 4.55% |
| 5 | FNB Bank, Inc. | 17 | $2.7M | $161K | not reported |
| 6 | Northeast Bank | 5 | $1.5M | $305K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Paducah compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Paducah area | $140K ▼ 2.0% | 9.9% ▲ 3.1 pts |
| Kentucky | $143K | 6.8% |
| United States | $179K | 11.2% |
What gets funded in Paducah
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 58 | $35.0M |
| Retail Trade | 36 | $9.3M |
| Health Care and Social Assistance | 20 | $8.4M |
| Construction | 33 | $7.2M |
| Other Services | 20 | $4.0M |
| Professional and Technical Services | 12 | $2.5M |
| Transportation and Warehousing | 8 | $1.8M |
| Manufacturing | 8 | $1.6M |
SBA lending in Paducah by year
Geography, precisely
"Paducah area" here means the Paducah, KY-IL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Ballard County, KY; Carlisle County, KY; Livingston County, KY; Massac County, IL; McCracken County, KY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.