SBA lending by metro area
SBA lenders in Prescott Valley, AZ
Which lenders fund Prescott Valley-area businesses, how much, and how the market compares with Arizona: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Prescott Valley area
Ranked by SBA volume funded to businesses located in the Prescott Valley metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Arizona Capital Source | 64 | $37.9M | $592K | not reported |
| 2 | JPMorgan Chase Bank, National Association | 123 | $31.9M | $259K | 4.88% |
| 3 | Wells Fargo Bank National Association | 78 | $30.3M | $388K | 3.85% |
| 4 | Zions Bank, A Division of | 67 | $25.0M | $373K | 2.99% |
| 5 | Midwest Regional Bank | 26 | $22.7M | $872K | 0.00% |
| 6 | St. Louis Bank | 26 | $21.8M | $839K | 0.00% |
| 7 | Mortgage Capital Development Corporation | 26 | $20.9M | $802K | not reported |
| 8 | Celtic Bank Corporation | 21 | $17.3M | $825K | 0.00% |
| 9 | Live Oak Banking Company | 15 | $15.6M | $1.0M | not reported |
| 10 | Readycap Lending, LLC | 12 | $12.0M | $996K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Prescott Valley compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Prescott Valley area | $305K ▲ 10.4% | 12.7% ▲ 1.5 pts |
| Arizona | $276K | 11.2% |
| United States | $179K | 11.2% |
What gets funded in Prescott Valley
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 126 | $127.1M |
| Retail Trade | 102 | $47.3M |
| Health Care and Social Assistance | 96 | $40.0M |
| Manufacturing | 67 | $36.6M |
| Construction | 87 | $36.0M |
| Other Services | 68 | $34.0M |
| Professional and Technical Services | 66 | $27.3M |
| Administrative and Support | 52 | $25.5M |
SBA lending in Prescott Valley by year
Geography, precisely
"Prescott Valley area" here means the Prescott Valley-Prescott, AZ metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Yavapai County, AZ. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.