SBA lending by metro area
SBA lenders in Provo, UT
Which lenders fund Provo-area businesses, how much, and how the market compares with Utah: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Provo area
Ranked by SBA volume funded to businesses located in the Provo metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Mountain West Small Business Finance | 773 | $560.8M | $726K | not reported |
| 2 | Community Banks of Colorado, A Division of NBH Bank | 210 | $183.4M | $873K | 0.00% |
| 3 | Central Bank | 644 | $177.5M | $276K | 1.40% |
| 4 | Zions Bank, A Division of | 671 | $107.4M | $160K | 3.28% |
| 5 | Intermountain Business Lending, Inc. | 121 | $95.9M | $793K | not reported |
| 6 | Glacier Bank | 161 | $77.8M | $483K | 3.11% |
| 7 | Wells Fargo Bank National Association | 246 | $71.0M | $289K | 6.91% |
| 8 | Mountain America FCU | 260 | $68.3M | $263K | 1.15% |
| 9 | Live Oak Banking Company | 52 | $55.6M | $1.1M | 1.92% |
| 10 | Celtic Bank Corporation | 74 | $52.6M | $711K | 9.46% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Provo compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Provo area | $208K ▲ 11.2% | 20.8% ▲ 1.9 pts |
| Utah | $187K | 18.9% |
| United States | $179K | 11.2% |
What gets funded in Provo
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 619 | $303.4M |
| Health Care and Social Assistance | 503 | $286.8M |
| Manufacturing | 462 | $283.0M |
| Professional and Technical Services | 533 | $212.7M |
| Construction | 489 | $185.6M |
| Accommodation and Food Services | 353 | $167.9M |
| Other Services | 354 | $118.3M |
| Real Estate | 122 | $97.8M |
SBA lending in Provo by year
Geography, precisely
"Provo area" here means the Provo-Orem-Lehi, UT metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Juab County, UT; Utah County, UT. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.