SBA lender profile
Central Bank
Central Bank appears in the public SBA loan data with 563 funded 7(a) loans totaling $232.5M, an average of $413K per loan, and an estimated 7,198 jobs supported. Its SBA lending concentrates in Utah and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
563
Total volume
$232.5M
Average loan size
$413K
Charge-off rate
0.4%
Share of funded loans charged off
Jobs supported (reported)
7,198
Programs
7(a)
Bank profile
via FDIC- Total assets
- $782M
- Headquarters
- Monroe, LA
- FDIC cert
- #10527
- Status
- Inactive
Where Central Bank lends
Top states by funded SBA volume.
What Central Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 63 | $38.2M |
| Construction | 71 | $33.6M |
| Retail Trade | 68 | $27.2M |
| Accommodation and Food Services | 67 | $26.7M |
| Other Services | 53 | $17.1M |
| Arts, Entertainment, Recreation | 31 | $16.8M |
Central Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 87 | $22.8M |
| 2021 | 108 | $49.2M |
| 2022 | 96 | $33.1M |
| 2023 | 85 | $41.0M |
| 2024 | 81 | $39.4M |
| 2025 | 77 | $37.1M |
| 2026 | 29 | $9.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Central Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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