SBA lender profile
Central Bank
Central Bank appears in the public SBA loan data with 991 funded 7(a) loans since FY2010, totaling $402.9M, an average of $407K per loan, and an estimated 13,206 jobs supported. Its SBA lending concentrates in Utah and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 2.4%. 45.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 77
- Scale 89
- Activity 89
- Consistency 86
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Central Bank the right lender for you?
Lenders fund what they know. Central Bank's SBA lending concentrates in Utah (828 loans) and Manufacturing (135 loans), at an average loan of $407K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $782M
- Headquarters
- Monroe, LA
- FDIC cert
- #10527
- Status
- Inactive
Where Central Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Utah | 828 | $246.1M |
| Florida | 84 | $93.5M |
| Iowa | 45 | $32.6M |
| South Carolina | 1 | $5.0M |
| Texas | 4 | $4.7M |
| South Dakota | 6 | $4.5M |
Metro areas where Central Bank funds
What Central Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 135 | $80.8M |
| Accommodation and Food Services | 103 | $49.8M |
| Construction | 118 | $43.9M |
| Retail Trade | 116 | $40.4M |
| Health Care and Social Assistance | 99 | $39.6M |
| Wholesale Trade | 47 | $34.3M |
Central Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 37 | $9.0M |
| 2011 | 57 | $26.6M |
| 2012 | 27 | $3.8M |
| 2013 | 36 | $11.2M |
| 2014 | 34 | $11.5M |
| 2015 | 54 | $12.0M |
| 2016 | 31 | $11.9M |
| 2017 | 54 | $33.9M |
| 2018 | 46 | $25.0M |
| 2019 | 52 | $25.5M |
| 2020 | 87 | $22.8M |
| 2021 | 108 | $49.2M |
| 2022 | 96 | $33.1M |
| 2023 | 85 | $41.0M |
| 2024 | 81 | $39.4M |
| 2025 | 77 | $37.1M |
| 2026 | 29 | $9.7M |
Related SBA lenders
Other lenders active in Utah or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
Central Bank: frequently asked questions
Does Central Bank offer SBA loans?
Yes. Central Bank appears in the public SBA data with 991 funded SBA 7(a) loans totaling $402.9M.
How many SBA loans has Central Bank made?
Central Bank is associated with 991 SBA 7(a) loans totaling $402.9M in the public SBA data (as of 2026-03-31).
What is Central Bank's SBA charge-off rate?
About 2.4% of Central Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Central Bank do most of its SBA lending?
Central Bank's SBA lending in the data is most concentrated in Utah, and by industry in Manufacturing.
Is Central Bank an SBA Preferred Lender (PLP)?
The loan record shows Central Bank operating under PLP delegated authority: 449 of its 7(a) loans (45.3%) were processed through the Preferred Lenders Program, including 113 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Central Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/central-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.