SBA lending by metro area
SBA lenders in Redding, CA
Which lenders fund Redding-area businesses, how much, and how the market compares with California: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Redding area
Ranked by SBA volume funded to businesses located in the Redding metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Plumas Bank | 219 | $93.0M | $425K | 2.74% |
| 2 | Greater Sacramento Certified Development Corporation | 84 | $41.0M | $489K | not reported |
| 3 | Superior California Economic Development, Inc. | 67 | $35.7M | $533K | not reported |
| 4 | Columbia Bank | 56 | $24.8M | $443K | 1.79% |
| 5 | Live Oak Banking Company | 22 | $23.5M | $1.1M | 0.00% |
| 6 | Celtic Bank Corporation | 11 | $19.4M | $1.8M | not reported |
| 7 | Wells Fargo Bank National Association | 36 | $13.0M | $360K | 2.78% |
| 8 | Mortgage Capital Development Corporation | 10 | $11.3M | $1.1M | not reported |
| 9 | Readycap Lending, LLC | 7 | $9.4M | $1.3M | not reported |
| 10 | U.S. Bank, National Association | 35 | $8.5M | $243K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Redding compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Redding area | $239K ▼ 20.3% | 24.1% ▲ 7.5 pts |
| California | $300K | 16.6% |
| United States | $179K | 11.2% |
What gets funded in Redding
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 92 | $98.2M |
| Retail Trade | 127 | $81.2M |
| Health Care and Social Assistance | 107 | $57.0M |
| Construction | 87 | $25.2M |
| Manufacturing | 63 | $22.4M |
| Other Services | 57 | $19.9M |
| Professional and Technical Services | 51 | $16.0M |
| Arts, Entertainment, Recreation | 19 | $12.3M |
SBA lending in Redding by year
Geography, precisely
"Redding area" here means the Redding, CA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Shasta County, CA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.