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SBA lending by metro area

SBA lenders in Rome, GA

Which lenders fund Rome-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
145
Total funded
$124.9M
Average loan
$862K
7(a) charge-off
1.5%

Top SBA lenders in the Rome area

Ranked by SBA volume funded to businesses located in the Rome metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 LGE Community CU 19 $14.5M $765K not reported
2 First National Community Bank 12 $13.8M $1.1M not reported
3 Wells Fargo Bank National Association 19 $5.5M $291K not reported
4 CSRA Local Development Corporation 5 $4.8M $961K not reported
5 Capital Partners Certified Development Company 5 $3.9M $775K not reported
6 Ameris Bank 8 $3.8M $478K not reported
7 River City Bank 5 $2.9M $586K not reported
8 BayFirst National Bank 5 $1.8M $363K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Rome compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Rome area $506K ▲ 44.6% 9.7% ▼ 1.2 pts
Georgia$350K10.8%
United States$179K11.2%

What gets funded in Rome

IndustryLoansTotal funded
Accommodation and Food Services 49 $55.8M
Retail Trade 27 $20.5M
Manufacturing 9 $7.8M
Other Services 10 $5.3M
Wholesale Trade 6 $5.2M
Construction 11 $4.6M
Professional and Technical Services 9 $4.6M
Health Care and Social Assistance 7 $3.4M

SBA lending in Rome by year

Geography, precisely

"Rome area" here means the Rome, GA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Floyd County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.