SBA lender profile
River City Bank
River City Bank appears in the public SBA loan data with 42 funded 7(a) loans since FY2010, totaling $27.1M, an average of $646K per loan, and an estimated 1,017 jobs supported. Its SBA lending concentrates in Georgia and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 33
- Activity 65
- Consistency 60
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is River City Bank the right lender for you?
Lenders fund what they know. River City Bank's SBA lending concentrates in Georgia (28 loans) and Manufacturing (5 loans), at an average loan of $646K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $6.0B
- Headquarters
- Sacramento, CA
- FDIC cert
- #18983
- Status
- Active
Where River City Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 28 | $15.2M |
| California | 9 | $9.4M |
| Alabama | 2 | $1.7M |
| North Carolina | 3 | $872K |
Metro areas where River City Bank funds
What River City Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 5 | $7.5M |
| Accommodation and Food Services | 8 | $4.4M |
| Other Services | 3 | $3.0M |
| Professional and Technical Services | 4 | $2.4M |
| Health Care and Social Assistance | 3 | $1.9M |
| Construction | 4 | $1.7M |
River City Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $2.6M |
| 2011 | 3 | $4.8M |
| 2012 | 4 | $2.0M |
| 2013 | 1 | $685K |
| 2018 | 1 | $1.2M |
| 2019 | 1 | $673K |
| 2023 | 7 | $4.8M |
| 2024 | 9 | $4.7M |
| 2025 | 10 | $4.7M |
| 2026 | 3 | $954K |
Related SBA lenders
Other lenders active in Georgia or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
River City Bank: frequently asked questions
Does River City Bank offer SBA loans?
Yes. River City Bank appears in the public SBA data with 42 funded SBA 7(a) loans totaling $27.1M.
How many SBA loans has River City Bank made?
River City Bank is associated with 42 SBA 7(a) loans totaling $27.1M in the public SBA data (as of 2026-03-31).
What is River City Bank's SBA charge-off rate?
About 0.0% of River City Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does River City Bank do most of its SBA lending?
River City Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). River City Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/river-city-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.