SBA lender profile
First National Community Bank
First National Community Bank appears in the public SBA loan data with 66 funded 7(a) loans totaling $52.4M, an average of $793K per loan, and an estimated 619 jobs supported. Its SBA lending concentrates in Georgia and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 1.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
66
Total volume
$52.4M
Average loan size
$793K
Charge-off rate
1.5%
Share of funded loans charged off
Jobs supported (reported)
619
Programs
7(a)
Bank profile
via FDIC- Total assets
- $721M
- Headquarters
- Chatsworth, GA
- FDIC cert
- #22092
- Status
- Active
Where First National Community Bank lends
Top states by funded SBA volume.
What First National Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 18 | $15.2M |
| Accommodation and Food Services | 7 | $13.0M |
| Health Care and Social Assistance | 8 | $10.3M |
| Construction | 7 | $4.3M |
| Wholesale Trade | 1 | $3.2M |
| Other Services | 7 | $2.9M |
First National Community Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 6 | $14.9M |
| 2021 | 17 | $18.9M |
| 2022 | 9 | $7.4M |
| 2023 | 6 | $6.4M |
| 2024 | 19 | $3.9M |
| 2025 | 7 | $766K |
| 2026 | 2 | $80K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First National Community Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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