SBA lending by metro area
SBA lenders in Staunton, VA
Which lenders fund Staunton-area businesses, how much, and how the market compares with Virginia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Staunton area
Ranked by SBA volume funded to businesses located in the Staunton metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 11 | $17.4M | $1.6M | not reported |
| 2 | Business Finance Group, Inc. | 22 | $7.7M | $351K | not reported |
| 3 | The First Bank and Trust Company | 10 | $7.1M | $706K | not reported |
| 4 | Atlantic Union Bank | 11 | $3.4M | $305K | not reported |
| 5 | BayFirst National Bank | 7 | $1.1M | $150K | not reported |
| 6 | Farmers & Merchants Bank | 9 | $943K | $105K | not reported |
| 7 | Truist Bank | 8 | $896K | $112K | not reported |
| 8 | The National Bank of Blacksburg | 7 | $735K | $105K | not reported |
| 9 | Pendleton Community Bank Inc | 5 | $665K | $133K | not reported |
| 10 | Northeast Bank | 5 | $500K | $100K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Staunton compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Staunton area | $153K ▼ 23.5% | 18.0% ▲ 5.5 pts |
| Virginia | $200K | 12.5% |
| United States | $179K | 11.2% |
What gets funded in Staunton
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 23 | $22.6M |
| Retail Trade | 17 | $15.0M |
| Construction | 18 | $9.4M |
| Manufacturing | 15 | $7.4M |
| Professional and Technical Services | 14 | $6.0M |
| Other Services | 17 | $5.6M |
| Health Care and Social Assistance | 17 | $5.3M |
| Transportation and Warehousing | 9 | $827K |
SBA lending in Staunton by year
Geography, precisely
"Staunton area" here means the Staunton-Stuarts Draft, VA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Augusta County, VA; Staunton city, VA; Waynesboro city, VA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.