SBA lender profile
Farmers & Merchants Bank
Farmers & Merchants Bank appears in the public SBA loan data with 23 funded 7(a) loans totaling $6.8M, an average of $296K per loan, and an estimated 434 jobs supported. Its SBA lending concentrates in Maryland and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
23
Total volume
$6.8M
Average loan size
$296K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
434
Programs
7(a)
Bank profile
via FDIC- Total assets
- $390M
- Headquarters
- Dublin, GA
- FDIC cert
- #10059
- Status
- Inactive
Where Farmers & Merchants Bank lends
Top states by funded SBA volume.
What Farmers & Merchants Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 3 | $2.4M |
| Accommodation and Food Services | 7 | $1.4M |
| Other Services | 1 | $739K |
| Administrative and Support | 2 | $720K |
| Retail Trade | 5 | $637K |
| Educational Services | 3 | $525K |
Farmers & Merchants Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 4 | $1.6M |
| 2021 | 7 | $1.9M |
| 2022 | 6 | $874K |
| 2023 | 4 | $930K |
| 2025 | 2 | $1.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Farmers & Merchants Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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