SBA lender profile
The First Bank and Trust Company
The First Bank and Trust Company appears in the public SBA loan data with 207 funded 7(a) loans totaling $142.4M, an average of $688K per loan, and an estimated 2,269 jobs supported. Its SBA lending concentrates in Virginia and the Agriculture, Forestry, Fishing sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
207
Total volume
$142.4M
Average loan size
$688K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
2,269
Programs
7(a)
Bank profile
via FDIC- Total assets
- $4.1B
- Headquarters
- Lebanon, VA
- FDIC cert
- #22918
- Status
- Active
Where The First Bank and Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Virginia | 143 | $96.3M |
| North Carolina | 21 | $34.4M |
| Tennessee | 33 | $6.7M |
| West Virginia | 6 | $2.3M |
| Florida | 1 | $1.9M |
| South Carolina | 1 | $559K |
What The First Bank and Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 17 | $46.2M |
| Construction | 40 | $22.0M |
| Manufacturing | 28 | $16.2M |
| Retail Trade | 19 | $13.0M |
| Wholesale Trade | 6 | $10.8M |
| Real Estate | 4 | $6.8M |
The First Bank and Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 40 | $24.8M |
| 2021 | 54 | $66.8M |
| 2022 | 61 | $23.6M |
| 2023 | 44 | $24.8M |
| 2024 | 4 | $886K |
| 2025 | 4 | $1.5M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The First Bank and Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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