SBA lending by metro area
SBA lenders in Ukiah, CA
Which lenders fund Ukiah-area businesses, how much, and how the market compares with California: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Ukiah area
Ranked by SBA volume funded to businesses located in the Ukiah micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Poppy Bank | 7 | $16.3M | $2.3M | not reported |
| 2 | Celtic Bank Corporation | 7 | $15.3M | $2.2M | not reported |
| 3 | Wells Fargo Bank National Association | 21 | $11.7M | $556K | 4.76% |
| 4 | Summit State Bank | 5 | $9.9M | $2.0M | not reported |
| 5 | Capital Access Group, Inc. | 15 | $8.3M | $554K | not reported |
| 6 | Bay Area Employment Development Company | 11 | $8.2M | $742K | not reported |
| 7 | Live Oak Banking Company | 5 | $7.6M | $1.5M | not reported |
| 8 | Columbia Bank | 11 | $7.6M | $687K | not reported |
| 9 | Redwood CU | 18 | $7.3M | $403K | not reported |
| 10 | Tri Counties Bank | 8 | $4.7M | $582K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Ukiah compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Ukiah area | $389K ▲ 29.7% | 23.0% ▲ 6.4 pts |
| California | $300K | 16.6% |
| United States | $179K | 11.2% |
What gets funded in Ukiah
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 58 | $58.5M |
| Retail Trade | 52 | $42.0M |
| Manufacturing | 17 | $19.7M |
| Arts, Entertainment, Recreation | 5 | $6.4M |
| Health Care and Social Assistance | 10 | $5.3M |
| Other Services | 10 | $5.1M |
| Wholesale Trade | 5 | $1.8M |
| Professional and Technical Services | 8 | $1.7M |
SBA lending in Ukiah by year
Geography, precisely
"Ukiah area" here means the Ukiah, CA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Mendocino County, CA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.