SBA lender profile
Poppy Bank
Poppy Bank appears in the public SBA loan data with 423 funded 7(a) loans since FY2010, totaling $670.9M, an average of $1.6M per loan, and an estimated 6,716 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.9%. 94.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 79
- Scale 87
- Activity 25
- Consistency 73
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Poppy Bank the right lender for you?
Lenders fund what they know. Poppy Bank's SBA lending concentrates in California (290 loans) and Accommodation and Food Services (168 loans), at an average loan of $1.6M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $7.8B
- Headquarters
- Santa Rosa, CA
- FDIC cert
- #57903
- Status
- Active
Where Poppy Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 290 | $423.9M |
| Arizona | 44 | $107.5M |
| Washington | 13 | $21.6M |
| New Mexico | 4 | $13.9M |
| Oregon | 5 | $9.7M |
| New Jersey | 6 | $9.0M |
Metro areas where Poppy Bank funds
What Poppy Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 168 | $346.7M |
| Retail Trade | 64 | $85.5M |
| Manufacturing | 52 | $77.8M |
| Other Services | 24 | $37.1M |
| Health Care and Social Assistance | 27 | $34.9M |
| Professional and Technical Services | 16 | $18.2M |
Poppy Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 2 | $935K |
| 2011 | 26 | $35.4M |
| 2012 | 24 | $34.8M |
| 2013 | 24 | $45.7M |
| 2014 | 48 | $72.3M |
| 2015 | 55 | $80.3M |
| 2016 | 46 | $83.0M |
| 2017 | 28 | $38.8M |
| 2018 | 45 | $78.8M |
| 2019 | 56 | $123.4M |
| 2020 | 38 | $43.5M |
| 2021 | 18 | $16.2M |
| 2022 | 12 | $16.7M |
| 2025 | 1 | $1.0M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Poppy Bank: frequently asked questions
Does Poppy Bank offer SBA loans?
Yes. Poppy Bank appears in the public SBA data with 423 funded SBA 7(a) loans totaling $670.9M.
How many SBA loans has Poppy Bank made?
Poppy Bank is associated with 423 SBA 7(a) loans totaling $670.9M in the public SBA data (as of 2026-03-31).
What is Poppy Bank's SBA charge-off rate?
About 1.9% of Poppy Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Poppy Bank do most of its SBA lending?
Poppy Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Poppy Bank an SBA Preferred Lender (PLP)?
The loan record shows Poppy Bank operating under PLP delegated authority: 398 of its 7(a) loans (94.1%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Poppy Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/poppy-bank/
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