SBA loans by business type
SBA Loans for IT Services Companies
SBA lenders funded 14,596 7(a) and 504 loans for it services companies since FY2010 (1.4% of all SBA lending in the data), totaling $5.3B, an average of $361K per loan. The most active lender is JPMorgan Chase Bank, National Association.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
These figures are computed from the SBA's public 7(a) and 504 funded-loan records for Computer Systems Design and Related Services (NAICS 54151). They cover funded loans, not applications, so a lender's activity here is a track-record signal — not a guarantee you will be approved. Among the 7(a) loans, the charge-off rate is 3.8% — a relative track-record signal, not a lifetime default rate (504 charge-offs are not reported in the SBA data); see our methodology. Estimate a payment with the SBA loan calculator, or check the basics with the eligibility checker.
Top SBA lenders in Professional and Technical Services, the sector that includes it services companies
Ranked by SBA loans funded across Professional and Technical Services (NAICS 54), the full sector that contains Computer Systems Design and Related Services (NAICS 54151). The sector is broader than it services companies alone, and sector level is the granularity our per-lender track-record data supports, so every figure below, including the 7(a) charge-off rate, is sector-wide, not specific to it services companies. Charge-off is reported on 7(a) loans, never on 504 loans, so a lender without a reliable 7(a) sample in the sector shows “not reported,” never 0%. A lender active in your situation is a good place to start; talk to a few before you apply.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 7,966 | $2.0B | $255K | 4.61% |
| 2 | JPMorgan Chase Bank, National Association | 6,506 | $1.2B | $177K | 4.44% |
| 3 | The Huntington National Bank | 5,431 | $1.4B | $257K | 3.63% |
| 4 | U.S. Bank, National Association | 4,943 | $1.1B | $223K | 3.54% |
| 5 | TD Bank, National Association | 3,778 | $402.4M | $106K | 8.36% |
| 6 | Live Oak Banking Company | 2,990 | $3.6B | $1.2M | 1.07% |
| 7 | Manufacturers and Traders Trust Company | 2,990 | $377.4M | $126K | 4.05% |
| 8 | PNC Bank, National Association | 2,427 | $605.3M | $249K | 5.64% |
| 9 | BayFirst National Bank | 2,167 | $409.6M | $189K | 7.75% |
| 10 | Northeast Bank | 2,099 | $309.6M | $147K | 1.52% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to lenders that fund it services companies?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Top states for it services companies SBA loans
| State | Loans | Total volume |
|---|---|---|
| California | 2,088 | $820.9M |
| Texas | 1,087 | $401.7M |
| Florida | 872 | $354.0M |
| Virginia | 664 | $304.6M |
| New York | 922 | $246.2M |
| New Jersey | 617 | $240.1M |
| Illinois | 582 | $229.3M |
| Maryland | 581 | $183.9M |
| Colorado | 456 | $170.1M |
| Pennsylvania | 463 | $159.2M |
SBA lending for it services companies by year
Funded SBA volume by approval fiscal year (FY2010–2026).
SBA loans for it services companies: frequently asked questions
Can you get an SBA loan for it services companies?
Yes. Lenders funded 14,596 SBA 7(a) and 504 loans for it services companies in the public data (as of 2026-03-31), 1.4% of all SBA lending, totaling $5.3B.
How much is a typical SBA loan for it services companies?
The average SBA loan for it services companies is $361K, across 14,596 funded loans. Your amount depends on use of funds, cash flow, and the lender.
Which SBA lenders fund it services companies?
JPMorgan Chase Bank, National Association, Live Oak Banking Company, Wells Fargo Bank National Association are among the most active SBA lenders for it services companies by funded volume. A lender that regularly funds your situation is more likely to understand the deal.