Best SBA lenders
Best SBA lenders in Wyoming
The most active SBA lenders in Wyoming, ranked from every 7(a) and 504 loan in the SBA's public record, FY2010-2026. Wells Fargo Bank National Association leads with 202 loans funded.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026, as of 2026-03-31
Top SBA lenders in Wyoming
The full Wyoming ranking, by SBA loans funded since FY2010. Every figure is in-state: each lender's loans, dollars, average loan size, and 7(a) charge-off rate cover its Wyoming lending only, not its national book. A charge-off rate appears only when a lender has at least 20 funded 7(a) loans in Wyoming; below that line, and on 504-only lending, it reads “not reported,” never 0%.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 202 | $48.7M | $241K | 5.94% |
| 2 | Bank of Bridger, National Association | 198 | $39.7M | $200K | 0.51% |
| 3 | Wyoming Capital Access | 137 | $90.8M | $663K | not reported |
| 4 | First Interstate Bank | 117 | $33.9M | $289K | 4.27% |
| 5 | Platte Valley Bank | 103 | $10.3M | $100K | 2.91% |
| 6 | Mountain West Small Business Finance | 102 | $71.6M | $702K | not reported |
| 7 | U.S. Bank, National Association | 95 | $24.7M | $260K | 6.32% |
| 8 | First Northern Bank of Wyoming | 69 | $23.2M | $336K | 1.45% |
| 9 | Glacier Bank | 53 | $27.5M | $518K | 0.00% |
| 10 | Northeast Bank | 47 | $6.3M | $133K | 2.13% |
| 11 | Live Oak Banking Company | 45 | $59.5M | $1.3M | 2.22% |
| 12 | Wyoming Community Bank | 39 | $6.7M | $172K | 0.00% |
| 13 | Newtek Bank, National Association | 36 | $12.1M | $335K | 0.00% |
| 14 | Jonah Bank of Wyoming | 33 | $8.7M | $264K | 0.00% |
| 15 | Celtic Bank Corporation | 30 | $25.4M | $847K | 3.33% |
| 16 | Community Banks of Colorado, A Division of NBH Bank | 28 | $23.8M | $849K | 0.00% |
| 17 | First National Bank of Gillette | 27 | $5.2M | $194K | 11.11% |
| 18 | Security State Bank | 26 | $8.8M | $340K | 3.85% |
| 19 | Pinnacle Bank-Wyoming | 25 | $5.0M | $198K | 0.00% |
| 20 | The Converse County Bank | 22 | $4.8M | $219K | 4.55% |
| 21 | Zions Bank, A Division of | 21 | $3.7M | $176K | 23.81% |
| 22 | BMO Bank National Association | 19 | $13.2M | $694K | not reported |
| 23 | Readycap Lending, LLC | 18 | $10.1M | $560K | not reported |
| 24 | The Huntington National Bank | 17 | $6.5M | $383K | not reported |
| 25 | Hilltop National Bank | 17 | $1.8M | $104K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
7(a) banks vs 504 lenders (CDCs) in Wyoming
The two SBA programs have different lenders. A 7(a) loan comes from one bank or credit union; a 504 project pairs a bank with a Certified Development Company (CDC), the nonprofit that funds the SBA-backed portion. The leaders in Wyoming by each program's loans funded since FY2010:
- 1. Wells Fargo Bank National Association 202 loans
- 2. Bank of Bridger, National Association 198 loans
- 3. First Interstate Bank 117 loans
- 4. Platte Valley Bank 103 loans
- 5. U.S. Bank, National Association 95 loans
Counts are each program's funded loans in Wyoming. How the two programs differ: 504 vs 7(a), by the data.
Where SBA lending concentrates in Wyoming
The 3 industries with the most SBA loans in Wyoming since FY2010, and the most active lender in each. A lender that leads your industry locally can matter more than the overall #1.
| Industry | Loans | Total funded | Most active lender |
|---|---|---|---|
| Accommodation and Food Services | 291 | $223.4M | Wyoming Capital Access (29 loans) |
| Retail Trade | 280 | $138.5M | Wells Fargo Bank National Association (27 loans) |
| Construction | 224 | $71.5M | Bank of Bridger, National Association (46 loans) |
Full industry, city, and yearly breakdowns: SBA lending in Wyoming.
How this ranking works
- “Most active” means loans funded. The ranking counts every SBA 7(a) and 504 loan funded to Wyoming businesses in the SBA's public FOIA record, FY2010–2026, as of 2026-03-31. No lender pays to appear or to rank, and activity is not a fit score: the right lender for you depends on your industry, loan size, and timeline.
- The 10-loan line. A lender enters the Wyoming table only with at least 10 loans funded in-state, so one-off activity never reads as a track record. Industry cells above are held to at least 30 loans.
- Charge-off is 7(a)-only and needs 20+ loans. The SBA reports charge-offs on 7(a) loans, never on 504 loans. We show an in-state rate only when a lender has at least 20 funded 7(a) loans in Wyoming; anything thinner reads “not reported,” never 0%. It is a charge-off share of funded loans to date, not a lifetime default rate.
- Name collisions are excluded, and counted. The SBA does not normalize lender names across mergers and rebrands, so one name can blend several unrelated institutions. Flagged names are never ranked on this page; each exclusion is disclosed under the table.
The exact calculations and limits: methodology.
Best SBA lenders in Wyoming: frequently asked questions
Who is the most active SBA lender in Wyoming?
Wells Fargo Bank National Association is the most active SBA lender in Wyoming in the public record, with 202 7(a) and 504 loans funded since FY2010 ($48.7M in Wyoming). The ranking counts loans funded, never who pays us.
Do these lenders only serve Wyoming?
No. The ranking measures activity in Wyoming: loans funded to Wyoming businesses in the SBA's record. Many of these lenders are national or multi-state institutions; the loans, dollars, and charge-off figures shown are their Wyoming lending only.
What's the difference between a 7(a) lender and a CDC?
A 7(a) lender is a bank or credit union that funds an SBA-guaranteed loan directly. A Certified Development Company (CDC) is a nonprofit that funds the SBA-backed portion of a 504 project alongside a bank. Charge-off is reported only on 7(a) loans, so a 504-only CDC shows "not reported," never 0%.
How many SBA lenders are active in Wyoming?
34 lenders have funded at least 10 SBA loans in Wyoming since FY2010 in the public record (as of 2026-03-31). The table above names the 25 most active of them; names that blend several same-named institutions are excluded from rankings.
Mario Bailey. (2026). Best SBA lenders in Wyoming. SBA Loan Index. https://sbaloanindex.com/best-sba-lenders/in/wy/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Find your SBA lender in Wyoming
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.